Property Type: TownhouseOwnership: Strata

735 Cook Road Unit# 104C

Kelowna, BC V1W3G6

$409,900

2 bed2 bath1 parking948 sqftBuilt 1991
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Property Details

Property & Lot

Sub-type
Row / Townhouse
Stories
1

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$406/mo
Annual property tax
$1,948.36

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
Wall unit
Fireplace
None
Flooring
Tile, Laminate

Exterior & Lot

Exterior features
Stucco
Pool
Inground pool, Outdoor pool

Parking

Total spaces
1 — uncovered indicated
Features
Stall

Room Dimensions

RoomLevelDimensions
StorageMain level3'11'' x 4'5''
Primary BedroomMain level10'7'' x 13'4''
Living roomMain level14'1'' x 17'7''
KitchenMain level7'2'' x 9'2''
Dining roomMain level8'10'' x 13'5''
BedroomMain level10'4'' x 14'2''
4pc Ensuite bathMain level4'11'' x 7'2''
4pc BathroomMain level10'3'' x 8'0''

Listing Information

MLS®
10391194
Listed
June 15, 2026
Time on market
On the market for 77 days
Data last synced
August 28, 2026

Listing provided by: Oakwyn Realty Okanagan · Data source: CREA DDF.

Description

Welcome to Bridgewater Estates in Kelowna’s highly sought-after Lower Mission. Just a short walk to beaches, shopping, restaurants, recreation facilities, public transit, and everyday amenities, this 2-bedroom, 2-bathroom townhome offers an exceptional blend of convenience and lifestyle. Featuring a functional open-concept layout, the home includes an island kitchen with granite countertops, matching appliances, and ample cabinet and counter space. The adjoining dining and living areas provide plenty of room for everyday living and entertaining, while sliding glass doors lead to a private patio—perfect for relaxing or summer BBQs. The floor plan offers two generously sized bedrooms, including a primary suite complete with a walk-in closet and a full 4-piece ensuite. The spacious second bedroom provides flexibility for guests, a home office, or additional living space. Additional features include covered parking located just steps from the front entrance, a secure storage room off the patio, in-suite laundry, air conditioning, and access to the community outdoor pool. Whether you're looking for a place to call home or a solid investment opportunity, this property offers excellent value in one of Kelowna’s most desirable neighbourhoods. Rentals are permitted (excluding short-term rentals), and the strata is pet-friendly, allowing one cat or one dog as per strata bylaws. (id:63159)

Values & Trends

This listing

$432/sqft

Building average

$427/sqft

3 active listing(s)

Lower Mission average

$565/sqft

48 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Casorso ElementaryElementary961 m
de l'Anse-au-sableK-12970 m
KLO Middle SchoolMiddle1.8 km
Dorothea Walker ElementaryElementary2.0 km
Kelowna SecondarySecondary2.2 km
Immaculata Regional High School(Independent)Secondary2.3 km
Raymer ElementaryElementary2.4 km
Anne McClymont ElementaryElementary2.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (2)

  • Black Rabbit Coffee House332 m
  • Bright Jenny Coffee577 m

Parks (5+)

  • Unnamed160 m
  • Cook Road Boat Launch458 m
  • Waterfront Walkway - El Dorado Hotel/Manteo Resort488 m
  • Rotary Beach Park658 m
  • Belmont Park690 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($20,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$327,920.00
Periodic payment — Principal & Interest (monthly)$2,115.63
Additional monthly expenses (strata, tax, utilities, etc.)$615.17
Total monthly cost$2,730.80
Interest paid over 5-yr term$93,982.81
Balance at end of term$294,965.10

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$20,495
Stress test qualifying rate8.09%
Payment you must qualify for$2,994.39

Cash Needed at Closing

Minimum down payment$20,495
Estimated BC PTT$6,198
Legal / closing costs (typical estimate)$1,500
Total cash needed$28,193

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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