Property Type: TownhouseOwnership: Strata

735 Cook Road Unit# 104B

Kelowna, BC V1W3G6

$437,900

2 bed2 bath1 parking989 sqftBuilt 1989
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Amenities

Also listed: Recreation Centre, Sauna

Property Details

Property & Lot

Sub-type
Row / Townhouse
Stories
1

Ownership & Fees

Property type
Townhouse
Ownership
Strata
Strata / maintenance fee
$406/mo
Annual property tax
$2,039

Maintenance Fee Includes

WaterGarbageManagement

Also included: Insurance, Other, See Remarks, Sewer

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
Wall unit
Fireplace
None
Flooring
Laminate, Ceramic Tile

Exterior & Lot

Exterior features
Stucco
Pool
Pool, Inground pool, Outdoor pool

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
1 — uncovered indicated
Features
Covered, Stall

Restrictions & Policies

Pets
Allowed, Restrictions apply, Allowed with restrictions

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
StorageMain level4'1'' x 4'5''
4pc BathroomMain level8' x 10'3''
3pc Ensuite bathMain level7'3'' x 4'11''
BedroomMain level14'2'' x 10'5''
Primary BedroomMain level10'8'' x 13'6''
KitchenMain level9'3'' x 7'4''
Dining roomMain level9'1'' x 8'10''
Living roomMain level17'10'' x 14'2''

Listing Information

MLS®
10397786
Listed
August 13, 2026
Time on market
On the market for 18 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Kelowna · Data source: CREA DDF.

Description

Welcome to this cute ground level townhome at Bridgewater Estates! This 2 bed 2 bath one level home features a private entry and walk out to patio overlooking green space. An ideal spot for morning coffee, or simply relaxing outdoors. Inside, the home has been thoughtfully refreshed with updated flooring, and updated kitchen, and bathroom countertops. The spacious primary bedroom offers a full ensuite and walk-in closet, while the second bedroom is generously sized and versatile for guests, a home office, or both. A private storage locker is conveniently accessed from the patio and is included as part of the unit, providing excellent additional storage. One cat or one dog welcome NO SIZE RESTRICTIONS. Building amenities include an outdoor POOL, sauna, 2 gyms and community room with library and games. With one covered parking stall and an unbeatable Lower Mission location close to grocery stores, restaurants, shopping, parks, and everyday amenities, this is a wonderful opportunity for first-time buyers, downsizers, or anyone looking for a comfortable home in a highly sought-after neighbourhood. Ground-level living, private outdoor space, and a location that puts everything within easy reach, this one is worth seeing! (id:63159)

Values & Trends

This listing

$443/sqft

Building average

$423/sqft

3 active listing(s)

Lower Mission average

$565/sqft

48 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
de l'Anse-au-sableK-12933 m
Casorso ElementaryElementary1.0 km
KLO Middle SchoolMiddle1.9 km
Dorothea Walker ElementaryElementary2.0 km
Kelowna SecondarySecondary2.3 km
Immaculata Regional High School(Independent)Secondary2.4 km
Raymer ElementaryElementary2.4 km
Anne McClymont ElementaryElementary2.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Cafes (2)

  • Black Rabbit Coffee House298 m
  • Bright Jenny Coffee499 m

Parks (5+)

  • Unnamed113 m
  • Cook Road Boat Launch387 m
  • Waterfront Walkway - El Dorado Hotel/Manteo Resort452 m
  • Belmont Park643 m
  • Bluebird Road North Beach Access653 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($21,895) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$350,320.00
Periodic payment — Principal & Interest (monthly)$2,260.15
Additional monthly expenses (strata, tax, utilities, etc.)$624.73
Total monthly cost$2,884.87
Interest paid over 5-yr term$100,402.72
Balance at end of term$315,113.97

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$21,895
Stress test qualifying rate8.09%
Payment you must qualify for$3,198.93

Cash Needed at Closing

Minimum down payment$21,895
Estimated BC PTT$6,758
Legal / closing costs (typical estimate)$1,500
Total cash needed$30,153

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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