Property Type: Detached HouseOwnership: Freehold

756 KARLSFELD Road

Waterloo, BC N2T2X2

$869,900

5 bed4.5 bath4 parking2,056 sqftBuilt 2004
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Property Details

Property & Lot

Sub-type
House
Style
Other
Stories
3
Frontage
34 feet

R1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,973

Interior

Basement
Finished, Full
Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
None
Appliances
Refrigerator, Dishwasher, Hood Fan

Exterior & Lot

Exterior features
Vinyl siding
Lot features
Conservation/green belt, Sump Pump

Building

Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
4 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
3pc BathroomLower level
4pc BathroomThird level
4pc BathroomSecond level
2pc BathroomMain level
BedroomBasement15'10'' x 11'8''
Laundry roomBasement
BedroomLower level13'10'' x 14'6''
BedroomThird level9'8'' x 13'2''
BedroomThird level10'2'' x 9'7''
Primary BedroomSecond level14'4'' x 17'2''
Kitchen/Dining roomMain level28'8'' x 10'3''
Living roomMain level19'1'' x 13'0''

Listing Information

MLS®
40860099
Listed
September 2, 2026
Time on market
On the market for 12 days
Data last synced
September 15, 2026

Listing provided by: HOMELIFE MIRACLE REALTY LTD · Data source: CREA DDF.

Description

Welcome to this distinctive family home in Waterloo's highly desirable Clair Hills community. Offering over 2,600 sq. ft. of finished living space, this beautifully updated residence features 3+2 bedrooms and 3.5 bathrooms, including the rare advantage of two private primary suites-each with its own ensuite bathroom and walk-in closet. The bright, open-concept layout is highlighted by a stunning living room with soaring 15-foot ceilings, expansive windows and a cozy gas fireplace. Hardwood flooring throughout the principal living areas and bedrooms adds warmth and timeless appeal. The versatile finished lower level features large above-grade windows and provides an ideal space for extended family, guests, teenagers or a private home office. Step outside to a fully fenced, 135-foot-deep backyard with upper and lower decks-perfect for entertaining, relaxing and family enjoyment. Recent improvements include a newly renovated kitchen and bathrooms with quartz countertops, professional painting(2026), shingles and furnace (2020), water heater (2022), and AC, few windows (2023). Ideally situated near scenic walking trails, neighbourhood parks, highly rated schools, public transit and the expressway, with Costco, Starbucks, Canadian Tire, The Boardwalk, medical facilities, restaurants and a cinema just minutes away. The University of Waterloo and Wilfrid Laurier University are also within easy reach. With its exceptional space, flexible multigenerational layout and family-friendly location, this is a wonderful opportunity to call Clair Hills home. (id:63159)

Values & Trends

This listing

$423/sqft

Building average

No other active listings in this building

443 - Columbia Forest/Clair Hills average

$396/sqft

43 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kitchener-Waterloo

Cloudy

11°C

Cloudy

Humidity 92%

Wind ENE calm km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

25°

Thursday night

13°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 7.1% ($61,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$695,920.00
Periodic payment — Principal & Interest (monthly)$4,489.84
Additional monthly expenses (strata, tax, utilities, etc.)$600.75
Total monthly cost$5,090.59
Interest paid over 5-yr term$199,452.67
Balance at end of term$625,982.29

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$61,990
Stress test qualifying rate8.09%
Payment you must qualify for$6,212.55

Cash Needed at Closing

Minimum down payment$61,990
Estimated BC PTT$15,398
Legal / closing costs (typical estimate)$1,500
Total cash needed$78,888

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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