Property Type: Detached HouseOwnership: Freehold

176 SANDFORD FLEMING Drive

Waterloo, BC N2T1G2

$899,900

4 bed3.5 bath4 parking2,362 sqftBuilt 1984
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Property Details

Property & Lot

Sub-type
House
Stories
2
Frontage
81 feet

SR2A

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,187.62

Interior

Basement
Finished, Full
Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
None
Appliances
Washer, Refrigerator, Dishwasher, Stove, Dryer, Hood Fan

Exterior & Lot

Exterior features
Brick Veneer

Building

Water source
Municipal water
Sewer
Municipal sewage system

Parking

Total spaces
4 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Utility roomBasement16'11'' x 11'9''
Laundry roomBasement11'2'' x 5'4''
Recreation roomBasement14'6'' x 29'2''
BedroomBasement11'2'' x 11'9''
2pc BathroomBasement
SunroomMain level15'10'' x 11'1''
Primary BedroomMain level15'7'' x 13'2''
Living roomMain level15'7'' x 12'5''
KitchenMain level9'4'' x 10'1''
Dining roomMain level15'9'' x 10'0''
BreakfastMain level10'1'' x 10'1''
BedroomMain level13'3'' x 10'0''
BedroomMain level12'2'' x 10'1''
4pc BathroomMain level
3pc Ensuite bathMain level

Listing Information

MLS®
40842430
Listed
June 25, 2026
Time on market
On the market for 81 days
Data last synced
September 15, 2026

Listing provided by: Royal LePage Wolle Realty · Data source: CREA DDF.

Description

Welcome to 176 Sandford Fleming Drive, Waterloo! Situated on a rare 81' x 130' mature lot in one of Waterloo's most sought-after neighbourhoods, this spacious detached home presents an exceptional opportunity for both families and investors. Featuring soaring cathedral ceilings, 3 generous bedrooms, 2 bathrooms, and a mostly above-grade lower level with an additional bedroom, recreation room, and bathroom, the home offers flexible living space with excellent future potential. Located just minutes from the University of Waterloo, top-rated schools, parks, and the vibrant Boardwalk shopping district, this property is ideally positioned for growing families, student rental opportunities, or long-term investment. The roof was replaced in 2026, providing added peace of mind, while the solid structure and oversized lot offer tremendous potential to renovate, personalize, and build equity. A rare opportunity to own a home in a prime Waterloo location that combines lifestyle, convenience, and investment value. (id:63159)

Values & Trends

This listing

$381/sqft

Building average

No other active listings in this building

440 - Upper Beechwood/Beechwood W. average

$390/sqft

3 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Kitchener-Waterloo

Cloudy

11°C

Cloudy

Humidity 92%

Wind ENE calm km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

25°

Thursday night

13°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 7.2% ($64,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$719,920.00
Periodic payment — Principal & Interest (monthly)$4,644.68
Additional monthly expenses (strata, tax, utilities, etc.)$633.64
Total monthly cost$5,278.31
Interest paid over 5-yr term$206,331.14
Balance at end of term$647,570.37

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$64,990
Stress test qualifying rate8.09%
Payment you must qualify for$6,420.17

Cash Needed at Closing

Minimum down payment$64,990
Estimated BC PTT$15,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$82,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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