Property Type: Detached HouseOwnership: Freehold

7602 Island Hwy N

Black Creek, BC V9J1G3

$899,000

3 bed1 bath6 parking1,400 sqftBuilt 1964
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Property Details

Property & Lot

Sub-type
House
Lot size
2 acres
Zoning
Agricultural

RU-ALR

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,019.1

Interior

Heating
Heat Pump, Wood
Cooling / A/C
Fully air conditioned
Fireplace
Yes (1)

Parking

Total spaces
6

Room Dimensions

RoomLevelDimensions
Laundry roomMain level8'10 x 11'10
Living roomMain level11'4 x 11'8
KitchenMain level15'9 x 10'7
Family roomMain level23'4 x 15'7
Primary BedroomMain level11'4 x 11'4
BedroomMain level10'4 x 11'7
BedroomMain level10'3 x 11'8
BathroomMain level9'3 x 5'1

Listing Information

MLS®
1041136
Listed
June 25, 2026
Time on market
On the market for 67 days
Data last synced
August 28, 2026

Listing provided by: REMAX Ocean Pacific (CR) · Data source: CREA DDF.

Description

Experience peaceful country living on this 2-acre ALR property in Black Creek. This 1,400 sqft rancher offers 3 bedrooms, 1 bathroom, and a cozy family room with a woodstove insert. A forced-air furnace and heat pump provide year-round comfort, and the heated attached garage adds useful workspace. Outside, you’ll find a small barn, storage shed, and room for animals, equipment, or toys. The large deck and open yard create a great outdoor space for pets, kids, or quiet time. With lots of parking and quick access to the Comox Valley, Campbell River, and Miracle Beach, this property blends comfort, space, and rural charm. Enjoy gardening, raising animals, or simply having extra space to spread out—this property offers flexibility for many lifestyles. Its peaceful setting and usable land make it ideal for those seeking room to grow while staying close to nearby communities. A rare rural opportunity. (id:63159)

Values & Trends

This listing

$642/sqft

Building average

No other active listings in this building

Merville Black Creek average

$897/sqft

29 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Campbell River

Shallow Fog

14°C

Shallow Fog

Humidity 100%

Wind NW 9 km/h

Tonight

13°

Tuesday

20°

Tuesday night

16°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Miracle Beach ElementaryElementary6.0 km
Navigate AcademyElementary6.5 km
Huband Park ElementaryElementary11.1 km
Georges P. Vanier SecondarySecondary12.6 km
Queneesh ElementaryElementary13.3 km
Glacier View Secondary CentreK-1213.8 km
Ecole Puntledge Park ElementaryElementary14.5 km
Lake Trail CommunityMiddle14.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Comox Valley (SD71)

Mortgage & Ownership Cost Calculator

Minimum required: 7.2% ($64,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$719,200.00
Periodic payment — Principal & Interest (monthly)$4,640.03
Additional monthly expenses (strata, tax, utilities, etc.)$238.26
Total monthly cost$4,878.29
Interest paid over 5-yr term$206,124.79
Balance at end of term$646,922.73

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$64,900
Stress test qualifying rate8.09%
Payment you must qualify for$6,413.94

Cash Needed at Closing

Minimum down payment$64,900
Estimated BC PTT$15,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$82,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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