Property Type: Detached HouseOwnership: Freehold

7774 Sunset Dr

Lake Cowichan, BC V0R2G0

$2,049,500

3 bed2 bath5 parking2,068 sqftBuilt 1973
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Property Details

Property & Lot

Sub-type
House
Lot size
19,166 square feet
Zoning
Residential

R-2

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$7,220

Interior

Heating
Heat Pump, Baseboard heaters, Wood
Cooling / A/C
Air Conditioned
Fireplace
Yes (2)

Exterior & Lot

View
Lake view, Mountain view
Waterfront
Waterfront on lake

Parking

Total spaces
5

Room Dimensions

RoomLevelDimensions
Dining roomMain level11'2 x 11'6
Family roomMain level17'2 x 19'5
BathroomMain level4-Piece
KitchenMain level13'7 x 19'6
Laundry roomMain level9'3 x 9'6
StudioMain level12'0 x 9'6
Living roomMain level12'6 x 15'11
Primary BedroomMain level12'0 x 13'5
BathroomMain level2-Piece
BedroomMain level13'5 x 9'5
BedroomMain level13'6 x 9'6

Listing Information

MLS®
1031753
Listed
April 13, 2026
Time on market
On the market for 140 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Generation (LC) · Data source: CREA DDF.

Description

This West Coast cottage has enjoyed the privilege of possessing one of the best view lots on the Lake! It is a large flat lot of .44 acres, with no worries regarding flooding! Quite an anomaly on a lake that can fluctuate dramatically from summer to winter! The North Arm is just a little warmer for swimming and did I mention that view? As you walk into this 3-bedroom (and a den) 2 bath rancher, you will be stunned by the lakeview that is all along the entire living area as well as the primary suite. There is a shop/garage and storage area for firewood to use in the fireplace insert. There is a formal dining room and open concept kitchen living area. There is also a separate living area set aside for quiet time enjoyment. This property is close to the main road which makes it easy to get out of town. You can also be meandering through the forest into the Town of Lake Cowichan. This cottage has only had one family and is all you need to get out and enjoy Cowichan Lake! (id:63159)

Values & Trends

This listing

$991/sqft

Building average

No other active listings in this building

Lake Cowichan average

$477/sqft

34 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Duncan

14°C

Humidity 86%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

3,325

(2021 Census)

+3.1% since 2016

Density: 403.5/km²

Dwellings: 1,586

Median household income: $68,000

After-tax: $62,400

Immigrant population: 7.7%

Top countries of origin (% of total population)

  • United Kingdom3.2% · 105
  • United States of America0.9% · 30
  • Germany0.6% · 20
  • South Africa, Republic of0.5% · 15
  • India0.5% · 15
  • Poland0.3% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Palsson ElementaryElementary5.0 km
Lake Cowichan ElementaryElementary5.2 km
Lake Cowichan SecondaryElementary5.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Spring Beach Recreation Site527 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($409,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,639,600.00
Periodic payment — Principal & Interest (monthly)$10,578.14
Additional monthly expenses (strata, tax, utilities, etc.)$704.67
Total monthly cost$11,282.81
Interest paid over 5-yr term$469,914.07
Balance at end of term$1,474,825.50

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$409,900
Stress test qualifying rate8.09%
Payment you must qualify for$12,607.95

Cash Needed at Closing

Minimum down payment$409,900
Estimated BC PTT$39,485
Legal / closing costs (typical estimate)$1,500
Total cash needed$450,885

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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