8624 North Shore Rd
Lake Cowichan, BC V0R2G0
$1,850,000
Property Details
Property & Lot
- Sub-type
- House
- Lot size
- 8,500 square feet
- Zoning
- Residential
R-2
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,781.95
Interior
- Heating
- Baseboard heaters, Propane
- Cooling / A/C
- None
- Fireplace
- Yes (1)
Exterior & Lot
- View
- Lake view, Mountain view
- Waterfront
- Waterfront on lake
Parking
- Total spaces
- 4
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Workshop | Lower level | — |
| Other | Auxiliary Building | — |
| Bathroom | Other | 3-Piece |
| Bathroom | Main level | 4-Piece |
| Primary Bedroom | Main level | — |
| Living room | Main level | — |
| Laundry room | Main level | — |
| Kitchen | Main level | — |
| Dining nook | Main level | — |
| Bedroom | Main level | — |
| Bedroom | Main level | — |
Listing Information
- MLS®
- 1037985
- Listed
- May 24, 2026
- Time on market
- On the market for 99 days
- Data last synced
- August 28, 2026
Listing provided by: eXp Realty · Data source: CREA DDF.
Description
Perfectly positioned 3 bed 2 bath house on a sunny south-facing 100 foot wide, walk-on waterfront property, this rare offering includes TWO separate legal waterfront lots, each with its own registered PID and ready to submit for building permits! Build 2 new homes situated so close to the lake it will feel like your on it! Located just minutes from town and close to the marina, you’ll enjoy easy boat access while being sheltered from the windier parts of Cowichan Lake. The property features two private docks, including a CanDock system with two jet rolls designed for Sea-Doos. The charming home and guest cottage are designed for true lakefront living, with multiple decks, an outdoor BBQ area, and direct access to warm, crystal-clear water just steps away. Recent upgrades include $25,000 Arctic Spa salt water hot tub, an entertainers dream patio with 3 TVs and a new septic treatment system valued at $100,000+. With incredible sun exposure, unmatched waterfront access, and Airbnb income potential exceeding $100,000 annually for the peak months of June to September alone! This is an exceptional opportunity to enjoy the ultimate Cowichan Lake lifestyle while creating lasting family memories. (id:63159)
Values & Trends
This listing
$895/sqft
Building average
—
No other active listings in this building
Lake Cowichan average
$480/sqft
34 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Duncan
14°C
—
Humidity 86%
Wind NNW calm km/h
Tonight
12°
Tuesday
21°
Tuesday night
14°
Wednesday
16°
Wednesday night
11°
Thursday
17°
Source: Environment and Climate Change Canada.
Population
3,325
(2021 Census)
+3.1% since 2016
Density: 403.5/km²
Dwellings: 1,586
Median household income: $68,000
After-tax: $62,400
Immigrant population: 7.7%
Top countries of origin (% of total population)
- United Kingdom3.2% · 105
- United States of America0.9% · 30
- Germany0.6% · 20
- South Africa, Republic of0.5% · 15
- India0.5% · 15
- Poland0.3% · 10
Source: Statistics Canada, 2021 Census of Population.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
7
1/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Lake Cowichan Elementary | Elementary | 1.7 km |
| Lake Cowichan Secondary | Elementary | 1.7 km |
| Palsson Elementary | Elementary | 2.1 km |
| Tansor Elementary | Elementary | 24.2 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Parks (2)
- Unnamed314 m
- Lakeview Park706 m
Nearby places data: © OpenStreetMap contributors.
School district: Cowichan (SD79)
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Mortgage & Ownership Cost Calculator
Minimum required: 20.0% ($370,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.