Property Type: Land / LotOwnership: FreeholdNEW LISTING

784 Udell Road

Vernon, BC V1H2E3

$145,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.51 acres
Frontage
223 feet

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$584.89

Interior

Fireplace
None

Exterior & Lot

View
Mountain view
Lot features
Level lot, Corner Site

Building

Water source
Private Utility
Sewer
No sewage system
Utilities
Water, Natural Gas, Electricity, Cable, Telephone
Parcel ID (PID)
008-009-619

Listing Information

MLS®
10399998
Listed
September 7, 2026
Time on market
Listed today
Data last synced
September 7, 2026

Listing provided by: 3 Percent Realty Inc. · Data source: CREA DDF.

Description

Build your dream home and immerse yourself in the Okanagan lifestyle, close to Okanagan Lake! This 0.51-acre lot offers a flat, open and convenient lot, set in a quiet neighbourhood. Newer homes are all around and the beautiful, bright, rural surroundings provide a serene escape. The lot has electrical and water in place, septic approved, and is partially fenced, and ready for your ideas! Enjoy easy access to Okanagan Lake, Killiney Beach Park, Fintry Provincial Park, trails, and so much more close by. Located in a great location between Vernon and Kelowna. Come take a look today! (id:63159)

Location Insights

Weather

13°C

Humidity 62%

Wind ESE 3 km/h

Tonight

Monday

24°

Monday night

10°

Tuesday

26°

Tuesday night

11°

Wednesday

27°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Oyama Traditional SchoolElementary13.1 km
Okanagan Landing ElementaryElementary13.4 km
Ellison ElementaryElementary16.0 km
Davidson Road ElementaryElementary16.0 km
Clarence Fulton SecondaryElementary16.2 km
Mission Hill ElementaryElementary18.2 km
George Elliot SecondarySecondary18.7 km
Kidston ElementaryElementary18.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($7,250) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$116,000.00
Periodic payment — Principal & Interest (monthly)$748.39
Additional monthly expenses (strata, tax, utilities, etc.)$48.74
Total monthly cost$797.13
Interest paid over 5-yr term$33,245.93
Balance at end of term$104,342.38

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$7,250
Stress test qualifying rate8.09%
Payment you must qualify for$1,059.25

Cash Needed at Closing

Minimum down payment$7,250
Estimated BC PTT$1,450
Legal / closing costs (typical estimate)$1,500
Total cash needed$10,200

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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