Property Type: Land / LotOwnership: Freehold

Lot 146 Westside Road

Vernon, BC V1H2G1

$149,900

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.51 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$619.15

Interior

Fireplace
None

Exterior & Lot

View
Lake view

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Listing Information

MLS®
10382142
Listed
April 4, 2026
Time on market
On the market for 149 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Vernon Salt Fowler · Data source: CREA DDF.

Description

Escape the hustle and bustle and immerse yourself in serenity with this incredible opportunity! Just a short 45-minute drive from Vernon, you'll find yourself on this picturesque half-acre lot, nestled in tranquility. Imagine driving up from the main road, arriving at your own personal oasis. With ample space to choose from, select your ideal building site to capture breathtaking views of the majestic Okanagan Lake.Convenience meets nature, as water and power are readily available at Westside Road. Plus, for those who love aquatic adventures, the boat launch at Killiney Beach is mere minutes away. Don't miss out on the chance to create your dream retreat in one of the Okanagan’s most coveted locations. Embrace the beauty and peace that awaits you on this stunning property. (id:63159)

Location Insights

Weather

16°C

Humidity 69%

Wind ESE 14 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Okanagan Landing ElementaryElementary12.7 km
Oyama Traditional SchoolElementary13.2 km
Ellison ElementaryElementary15.3 km
Clarence Fulton SecondaryElementary15.5 km
Davidson Road ElementaryElementary16.5 km
Mission Hill ElementaryElementary17.5 km
Kidston ElementaryElementary18.1 km
Kalamalka SecondaryElementary18.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($7,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$119,920.00
Periodic payment — Principal & Interest (monthly)$773.68
Additional monthly expenses (strata, tax, utilities, etc.)$51.60
Total monthly cost$825.28
Interest paid over 5-yr term$34,369.42
Balance at end of term$107,868.43

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$7,495
Stress test qualifying rate8.09%
Payment you must qualify for$1,095.04

Cash Needed at Closing

Minimum down payment$7,495
Estimated BC PTT$1,499
Legal / closing costs (typical estimate)$1,500
Total cash needed$10,494

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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