Property Type: Land / LotOwnership: Freehold

9508 Winchester Road Unit# (Parcel C)

Vernon, BC V1H2C6

$139,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
1.03 acres
Frontage
195 feet

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$630.55

Interior

Fireplace
None

Listing Information

MLS®
10375228
Listed
February 17, 2026
Time on market
On the market for 195 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Kelowna · Data source: CREA DDF.

Description

Secure your foothold in the Okanagan Valley: Buy land now, build later, on your timeline. This partially treed, gently sloped parcel in the rural Regional District of Central Okanagan (RDCO) offers privacy, cleared home sites, a roughed-in driveway, and power at the road. It’s an attainable strategy to lock in today’s price, stage your costs, and design a custom home. Enjoy a quiet, recreation-rich lifestyle with easy access to Vernon for full amenities. Review RDCO’s website for zoning and permit guidance. Bring your builder—opportunities at this price won't last! (id:63159)

Location Insights

Weather

16°C

Humidity 69%

Wind ESE 14 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Okanagan Landing ElementaryElementary13.1 km
Oyama Traditional SchoolElementary13.8 km
Ellison ElementaryElementary15.6 km
Clarence Fulton SecondaryElementary15.9 km
Davidson Road ElementaryElementary16.9 km
Mission Hill ElementaryElementary17.8 km
Kidston ElementaryElementary18.5 km
Alexis Park ElementaryElementary19.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($6,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$111,200.00
Periodic payment — Principal & Interest (monthly)$717.42
Additional monthly expenses (strata, tax, utilities, etc.)$52.55
Total monthly cost$769.97
Interest paid over 5-yr term$31,870.24
Balance at end of term$100,024.76

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$6,950
Stress test qualifying rate8.09%
Payment you must qualify for$1,015.42

Cash Needed at Closing

Minimum down payment$6,950
Estimated BC PTT$1,390
Legal / closing costs (typical estimate)$1,500
Total cash needed$9,840

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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