Property Type: Detached HouseOwnership: Freehold

8045 Harmony Cres

Merville, BC V0R2M0

$899,000

3 bed2 bath1 parking2,011 sqftBuilt 1982
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Property Details

Property & Lot

Sub-type
House
Lot size
10,019 square feet
Zoning
Rural residential

RU-20

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,773

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
Air Conditioned
Fireplace
Yes (1)

Exterior & Lot

View
Mountain view, Ocean view

Parking

Total spaces
1 — covered indicated
Features
Carport

Room Dimensions

RoomLevelDimensions
BedroomMain level10'11 x 9'10
BedroomMain level9'11 x 8'8
BathroomMain level3-Piece
Primary BedroomMain level13'3 x 10'10
Living roomMain level15'8 x 13'5
Dining roomMain level11'8 x 9'2
KitchenMain level11'8 x 13'0
WorkshopLower level8'4 x 11'8
Laundry roomLower level7'5 x 6'0
BathroomLower level3-Piece
DenLower level9'11 x 12'1
Family roomLower level21'2 x 12'8
Mud roomLower level8'1 x 13'6
EntranceLower level7'5 x 7'3

Listing Information

MLS®
1037572
Listed
May 21, 2026
Time on market
On the market for 102 days
Data last synced
August 28, 2026

Listing provided by: REMAX Ocean Pacific (CX) · Data source: CREA DDF.

Description

Serene West Coast views… Enjoy stunning ocean views across the Strait of Georgia to the snow-capped Coast Mountains beyond. The magnificent front deck is the place to be, summer BBQ’s or just enjoying the peace and tranquility. A bright spacious family home 3 BD/ 2 BA plus den, 2,011 sf, meticulously maintained, offering space for all ages and stages. Oak hardwood flooring, wainscotting, skylight, 2 split pumps for A/C & heating. Well-designed kitchen & dining room w/ easy access to the deck and stairs to access the side yard. With 3 bedrooms and main bath upstairs, the lower level offers a family room with cozy woodstove, den, laundry & a workshop at the end of the carport. The level, fenced backyard boasts a new pergola 2025, a garden shed, play center, & double gate on the NW side. Lots of rooms for RV parking, septic, community water, & a short walk to the beach. A quaint rural neighborhood only 17 minutes to shopping, Costco, the Hospital, 36 minutes to Mt Washington Ski Resort. (id:63159)

Values & Trends

This listing

$447/sqft

Building average

No other active listings in this building

Merville Black Creek average

$904/sqft

29 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Courtenay

Mostly Cloudy

16°C

Mostly Cloudy

Humidity 72%

Wind W 4 km/h

Tonight

13°

Tuesday

20°

Tuesday night

16°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Navigate AcademyElementary6.3 km
Miracle Beach ElementaryElementary6.4 km
Huband Park ElementaryElementary10.8 km
Georges P. Vanier SecondarySecondary13.1 km
Queneesh ElementaryElementary13.2 km
Glacier View Secondary CentreK-1214.0 km
Ecole Secondaire Mark R Isfeld SecondarySecondary14.7 km
Valley View ElementaryElementary15.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Comox Valley (SD71)

Mortgage & Ownership Cost Calculator

Minimum required: 7.2% ($64,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$719,200.00
Periodic payment — Principal & Interest (monthly)$4,640.03
Additional monthly expenses (strata, tax, utilities, etc.)$332.08
Total monthly cost$4,972.12
Interest paid over 5-yr term$206,124.79
Balance at end of term$646,922.73

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$64,900
Stress test qualifying rate8.09%
Payment you must qualify for$6,413.94

Cash Needed at Closing

Minimum down payment$64,900
Estimated BC PTT$15,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$82,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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