Property Type: Condo / ApartmentOwnership: Strata

CY01 38 Front St

Nanaimo, BC V9R0B8

$579,900

2 bed2 bath1 parking1,160 sqftBuilt 2009
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Property Details

Property & Lot

Sub-type
Apartment
Zoning
Multi-Family

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$622/mo
Annual property tax
$3,779.44

Interior

Heating
Heat Pump, Electric, Natural gas
Cooling / A/C
Air Conditioned, See Remarks
Fireplace
Yes (1)

Exterior & Lot

Waterfront
Waterfront on ocean

Parking

Total spaces
1 — uncovered indicated
Features
Underground

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
PatioMain level9'9 x 11'8
EnsuiteMain level4-Piece
Primary BedroomMain level19'2 x 9'11
Living roomMain level15'11 x 12'4
BedroomMain level12'4 x 8'10
BathroomMain level4-Piece
KitchenMain level11'8 x 9'4
Dining roomMain level11'8 x 14'5
EntranceMain level14'2 x 8'4

Listing Information

MLS®
1047172
Listed
August 18, 2026
Time on market
On the market for 14 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Nanaimo Realty (NanIsHwyN) · Data source: CREA DDF.

Description

Welcome to Pacifica, where downtown living meets Nanaimo’s waterfront. Tucked away on the quiet, landscaped courtyard, CY01 offers a rare combination of privacy, outdoor space & walkability in one of the city’s most recognizable waterfront communities. This spacious 1,160 sq. ft. home features 2 beds & 2 full baths thoughtfully positioned on opposite sides of the condo, ideal for privacy, guests or shared living. Floor to ceiling windows bring in natural light, while the gas fireplace creates a cozy focal point. The kitchen features a gas range & the home has been refreshed with new vinyl plank flooring throughout, fresh paint, a newer dishwasher, 2 heat pumps for efficient heating & cooling, plus a washer & dryer replaced last year. One of only four tower homes opening onto the treed courtyard, CY01 has just one neighbouring unit & an outdoor space that feels worlds away from typical condo living. The covered patio is framed by raised concrete planters & includes a gate, making it a great spot for morning coffee, summer BBQs, gardening or relaxing with your four legged companion. 1 dog or 2 cats allowed with approval! Additional features include custom top down/bottom up shades, some with remote operation, custom window & patio door screens, gas BBQ connection, secure underground parking & storage. Gas & hot water are included in the strata fee. Pacifica offers secured entry, elevators & a landscaped courtyard, all in a steel & concrete waterfront building. Step outside & the Harbourfront Walkway is at your doorstep. Walk to Maffeo Sutton Park, the marina, Port Theatre, Old City Quarter, restaurants, coffee shops, shopping & downtown events. Travelling to Vancouver is remarkably convenient too, with Harbour Air, Hullo & Helijet nearby. Book your showing today (id:63159)

Values & Trends

This listing

$500/sqft

Building average

$693/sqft

5 active listing(s)

Old City average

$557/sqft

30 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

15°C

Partly Cloudy

Humidity 85%

Wind N 2 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

99,863

(2021 Census)

+10.3% since 2016

Density: 1,104.1/km²

Dwellings: 45,138

Median household income: $75,500

After-tax: $68,500

Immigrant population: 16.1%

Top countries of origin (% of total population)

  • United Kingdom3.5% · 3,495
  • China1.3% · 1,285
  • United States of America1.2% · 1,155
  • India1.1% · 1,075
  • Philippines1% · 1,040
  • Germany0.6% · 635
  • Korea, South0.5% · 470
  • Viet Nam0.5% · 455

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

67

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Pauline Haarer ElementaryElementary463 m
Fairview ElementaryElementary1.5 km
Brechin ElementaryElementary1.6 km
Bayview ElementaryElementary1.8 km
Georgia Avenue ElementaryElementary2.0 km
Secondaire de NanaimoSecondary2.0 km
Nanaimo District SecondarySecondary2.0 km
John Barsby SecondarySecondary2.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Lighthouse Bistro & Pub · 50 Anchor Way94 m
  • The Firehouse Grill · 75 Front Street99 m
  • Embers Wine & Charcuterie Cellar155 m
  • The View Oceanside Grill · 70 Church Street159 m
  • Gina's Mexican Cafe · 47 Skinner Street165 m

Cafes (5+)

  • Tea on the Quay · 90 Front Street155 m
  • Javawocky Coffee House204 m
  • Modern Café · 221 Commercial Street253 m
  • Ironworks Café & Crêperie · 200 Commercial Street266 m
  • Tim Hortons · 15 Wallace Street430 m

Grocery (3)

  • The Green Store: Discount Organic · 256 Wallace Street414 m
  • ManLee Oriental · 385 Terminal Avenue473 m
  • Thrifty Foods · 650 Terminal Avenue565 m

Parks (5+)

  • Georgia Park88 m
  • Dallas Square Park · 85 Front Street129 m
  • Catherine Gisborne Garden139 m
  • Anchor Way Park · 20 Anchor Way170 m
  • Bastion Square Park · 94 Front Street225 m

Shopping (2)

  • Port Place Shopping Centre · 650 Terminal Avenue567 m
  • London Drugs · 650 Terminal Avenue582 m

Gyms (3)

  • Kind Society Yoga252 m
  • Force Boxing & Fitness · 165 Fraser Street322 m
  • Iyengar Yoga Nanaimo · 335 Wesley Street601 m

Pharmacies (2)

  • Wallace Pharmacy361 m
  • Central Drugs703 m

Banks & ATMs (5+)

  • Royal Bank of Canada · 205 Commercial Street300 m
  • Coastal Community Credit Union · 59 Wharf Street364 m
  • Scotiabank · 65 Commercial Street427 m
  • Scotiabank · 65 Commercial Street429 m
  • CIBC · 650 Terminal Avenue531 m

Nearby places data: © OpenStreetMap contributors.

School district: Nanaimo-Ladysmith (SD68)

Mortgage & Ownership Cost Calculator

Minimum required: 5.7% ($32,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$463,920.00
Periodic payment — Principal & Interest (monthly)$2,993.05
Additional monthly expenses (strata, tax, utilities, etc.)$995.23
Total monthly cost$3,988.29
Interest paid over 5-yr term$132,960.81
Balance at end of term$417,297.54

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$32,990
Stress test qualifying rate8.09%
Payment you must qualify for$4,205.55

Cash Needed at Closing

Minimum down payment$32,990
Estimated BC PTT$9,598
Legal / closing costs (typical estimate)$1,500
Total cash needed$44,088

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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