Property Type: Detached HouseOwnership: Freehold

811 Martin Avenue

Kelowna, BC V1Y6V4

$998,900

5 bed3 bath1 parking2,938 sqftBuilt 1960
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.16 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,697.77

Interior

Heating
Forced air
Cooling / A/C
Window air conditioner
Fireplace
None

Building

Water source
Municipal water
Sewer
Municipal sewage system
Parcel ID (PID)
009-612-734

Parking

Total spaces
1 — covered indicated
Features
Detached Garage

Room Dimensions

RoomLevelDimensions
BedroomFourth level12' x 14'8''
4pc BathroomFourth level7'7'' x 6'6''
Living roomThird level13'10'' x 14'1''
KitchenThird level8'6'' x 7'5''
Dining roomThird level8'6'' x 7'5''
BedroomThird level12' x 10'8''
4pc BathroomThird level2' x 8'10''
StorageBasement7'8'' x 14'11''
Recreation roomBasement13'5'' x 14'7''
Laundry roomBasement12'2'' x 13'
OtherBasement11'1'' x 12'9''
BedroomBasement12' x 12'10''
Primary BedroomMain level12'4'' x 11'7''
Living roomMain level15'11'' x 13'10''
KitchenMain level11'8'' x 12'10''
Dining roomMain level7'7'' x 13'4''
BedroomMain level11'8'' x 11'1''
4pc BathroomMain level8'1'' x 5'9''

Listing Information

MLS®
10396073
Listed
August 24, 2026
Time on market
On the market for 7 days
Data last synced
September 1, 2026

Listing provided by: Real Broker B.C. Ltd · Data source: CREA DDF.

Description

Welcome to 811 Martin Avenue, an exceptional opportunity in the heart of downtown Kelowna. Ideally located just minutes from the vibrant downtown core, Okanagan Lake, beaches, shops, restaurants, entertainment, parks, and all that Kelowna has to offer, this property combines an unbeatable location with incredible flexibility and rental potential. The well cared for main home features 3 bedrooms and 1 bathroom and is cozy, bright, and filled with natural light. Thoughtfully maintained over the years, the home offers comfortable living spaces and an inviting atmosphere and is currently tenanted, providing immediate rental income. Adding even more versatility is the gorgeous 2 bedroom, 2 bathroom carriage house, featuring tall vaulted ceilings, bright living spaces, and an airy, welcoming feel. Whether used as a rental, guest space, or additional accommodation for family, the carriage house offers excellent flexibility and income potential. With two separate homes on one prime downtown property, 811 Martin Avenue presents an incredible opportunity for investors, homeowners, or anyone looking to capitalize on the strong rental demand and long term value of this highly desirable Kelowna location. A rare combination of location, charm, versatility, and rental potential, this is a property you will not want to miss. (id:63159)

Values & Trends

This listing

$340/sqft

Building average

No other active listings in this building

Kelowna North average

$762/sqft

28 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

56

8/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
The Balsam School(Independent)Elementary662 m
Central SecondarySecondary746 m
Central School ProgramsK-12746 m
St Joseph Elementary School(Independent)Elementary936 m
Bankhead ElementaryElementary1.1 km
A S Matheson ElementaryElementary1.4 km
Glenmore ElementaryElementary2.4 km
Raymer ElementaryElementary2.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Kinton Ramen467 m
  • Naked Cafe · 571 Lawrence Avenue503 m
  • Soban Korean Bistro · 530 Bernard Avenue546 m
  • Bohemian Cafe & Catering Co. · 524 Bernard Avenue563 m
  • Dosa Crepe Café · 523 Bernard Avenue568 m

Cafes (5+)

  • The Nook Cafe + Bar · 567 Bernard Avenue452 m
  • Blend Bites Kelowna466 m
  • Mad Mango Café · 551 Bernard Avenue504 m
  • Catelowna · 1441 Ellis Street570 m
  • Chilango · 520 Bernard Avenue576 m

Grocery (3)

  • Safeway · 697 Bernard Avenue388 m
  • GetintheLoop Grocery · 1353 Ellis Street612 m
  • Nester's Market · 1111 Lawson Avenue631 m

Parks (3)

  • Knowles Heritage Park267 m
  • Martin Park311 m
  • Rowcliffe Park · 1850 Richter Street778 m

Shopping (1)

  • The Core on Ellis · 1353 Ellis Street611 m

Gyms (4)

  • Move & Flow · 589 Lawrence Avenue471 m
  • SPIN co · 410 Bernard Avenue694 m
  • BarreRoom · 410 Bernard Avenue696 m
  • Life Aesthetics Online Coaching · 1435 Water Street754 m

Pharmacies (4)

  • Shoppers Drug Mart · 597 Bernard Avenue406 m
  • Pharmasave · 505 Doyle Avenue581 m
  • Paragon Pharmacy676 m
  • Pharmasave769 m

Banks & ATMs (5+)

  • Beem Credit Union · 598 Bernard Avenue407 m
  • Canadian Western Bank550 m
  • First West Credit Union · 507 Bernard Avenue607 m
  • Scotiabank · 488 Bernard Avenue631 m
  • TD · 1633 Ellis Street664 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.5% ($74,890) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$799,120.00
Periodic payment — Principal & Interest (monthly)$5,155.65
Additional monthly expenses (strata, tax, utilities, etc.)$621.81
Total monthly cost$5,777.47
Interest paid over 5-yr term$229,030.09
Balance at end of term$718,811.02

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$74,890
Stress test qualifying rate8.09%
Payment you must qualify for$7,105.31

Cash Needed at Closing

Minimum down payment$74,890
Estimated BC PTT$17,978
Legal / closing costs (typical estimate)$1,500
Total cash needed$94,368

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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