Property Type: Detached HouseOwnership: Freehold

8254 PROCTER EAST Road

Procter, BC V1L0B6

$899,000

4 bed3 bath3 parking2,754 sqftBuilt 1992
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
4.39 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,046.3

Interior

Heating
Forced air, Electric, See remarks
Fireplace
None

Exterior & Lot

Exterior features
Vinyl siding

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
3 — covered indicated
Features
Attached Garage, Detached Garage, Additional Parking

Room Dimensions

RoomLevelDimensions
Full bathroomBasement
BedroomBasement12'1'' x 12'11''
BedroomMain level11' x 13'4''
BedroomMain level10'11'' x 13'4''
Living roomMain level23' x 17'7''
KitchenMain level11'9'' x 15'4''
Full ensuite bathroomMain level
Full bathroomMain level
Primary BedroomMain level15'6'' x 13'5''

Listing Information

MLS®
10390125
Listed
June 10, 2026
Time on market
On the market for 83 days
Data last synced
August 28, 2026

Listing provided by: 2 Percent Realty Kootenay Inc. · Data source: CREA DDF.

Description

Discover your dream Kootenay lifestyle home on this private, versatile acreage in desirable Procter. Built in the early 1990s, this spacious family residence offers tremendous potential and room to grow. Just steps to the lake with a short boat ride to unlimited private beaches, it sits on the quiet side of the valley where the Kootenay Bay ferry glides right by—delivering that authentic Kootenay feel every day. The main floor features three generous bedrooms and two bathrooms, with an additional bedroom in the basement—ideal for a growing family, guests, or multi-generational living. Enjoy a beautifully updated kitchen and a newer roof installed in the last couple of years. Outside, the property impresses with a paved driveway, attractive landscaping, and a fully fenced yard perfect for pets. A large detached shop offers endless space for projects, hobbies, or business opportunities. The gently sloping backyard is a standout—terraced into multiple plateaus ideal for trailers, tiny homes, or epic family camping gatherings. Features include a plateau for a skating rink, another for a triple-bay shop, and a custom winter luge trail for family fun. This solid home would shine with a bit of interior refresh to match your vision. Offering privacy, great neighbours, and that small community feel to live for—schedule your viewing today! (id:63159)

Values & Trends

This listing

$326/sqft

Building average

No other active listings in this building

Harrop/Procter average

$769/sqft

12 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Nelson

16°C

Humidity 65%

Wind E 4 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Redfish Elementary SchoolElementary7.0 km
Crawford Bay Elem-SecondaryK-1211.1 km
des Sentiers-alpinsElementary/Middle20.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (2)

  • Lang's Marina & Snack Bar716 m
  • Dock ‘n’ Duck750 m

Cafes (1)

  • Procter Village Cafe712 m

Nearby places data: © OpenStreetMap contributors.

School district: Kootenay Lake (SD8)

Mortgage & Ownership Cost Calculator

Minimum required: 7.2% ($64,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$719,200.00
Periodic payment — Principal & Interest (monthly)$4,640.03
Additional monthly expenses (strata, tax, utilities, etc.)$475.19
Total monthly cost$5,115.23
Interest paid over 5-yr term$206,124.79
Balance at end of term$646,922.73

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$64,900
Stress test qualifying rate8.09%
Payment you must qualify for$6,413.94

Cash Needed at Closing

Minimum down payment$64,900
Estimated BC PTT$15,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$82,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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