Property Type: Detached HouseOwnership: Freehold

828 STEVENS STREET

White Rock, BC V4B4X2

$2,849,000

4 bed6 bath6 parking4,068 sqftBuilt 2021
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Property Details

Property & Lot

Sub-type
House
Lot size
4,115 square feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$9,805.97 (2024)

Interior

Basement
Finished, Full
Heating
Radiant heat, Natural gas
Cooling / A/C
Air Conditioned
Fireplace
Yes (2)

Exterior & Lot

View
View

Parking

Total spaces
6 — covered indicated
Features
Garage, Open, Other

Listing Information

MLS®
R3107347
Listed
April 7, 2026
Time on market
On the market for 146 days
Tax assessment year
2024
Data last synced
August 28, 2026

Listing provided by: eXp Realty · Data source: CREA DDF.

Description

European custom built home in White Rock only steps away from beach, restaurants and shops. This custom built home features modern JAPANDI design, 1 bedroom LEGAL SUITE, A/C, 17' ceilings on the main floor, 2 gas fireplaces, open kitchen with extra large island, smart home control, hot tub, large covered patio, ocean view from the master bedroom high quality finishings throughout the home. Ecole Peach Arch Elementary & Ecole Earl Mariott Secondary catchment. This home is a MUST SEE! Contact us today for a private viewing. ***OPEN HOUSE: July 25th, 2-4 PM (id:63159)

Values & Trends

This listing

$700/sqft

Building average

No other active listings in this building

White Rock average

$786/sqft

147 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Detached (House) Market Stats — White Rock

Monthly figures from the Fraser Valley Real Estate Board for White Rock detached (house)listings — not specific to this property.

MLS® HPI Benchmark Price

$1,578,300

Jul 2026

Average Sale Price

$1,713,071

Jul 2026

Monthly Sales

7

Jul 2026

Active Listings

151

Jul 2026

Sales-to-Active Ratio

5.0%

Jul 2026

Median Days to Contract

11 days

Jul 2026

MLS® HPI Benchmark Price

$2,030,000
$1,578,300
Aug '21Aug '22Aug '23Aug '24Aug '25Jul '26

Source: Fraser Valley Real Estate Board (FVREB).

Location Insights

Weather

17°C

Humidity 80%

Wind SW calm km/h

Tonight

14°

Tuesday

21°

Tuesday night

16°

Wednesday

19°

Wednesday night

14°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

21,939

(2021 Census)

+10% since 2016

Density: 4,243.5/km²

Dwellings: 11,541

Median household income: $73,000

After-tax: $65,000

Immigrant population: 29%

Top countries of origin (% of total population)

  • United Kingdom4.6% · 1,020
  • China4.4% · 965
  • India3% · 650
  • United States of America1.8% · 395
  • Philippines1.5% · 330
  • Germany1% · 220
  • Taiwan0.6% · 135
  • South Africa, Republic of0.5% · 110

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

22

3/9 categories nearby

Transit

33

5 stop(s) within 800m

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Peace Arch ElementaryElementary967 m
South Meridian ElementaryElementary1.1 km
St John Paul II Academy(Independent)Secondary1.6 km
Earl Marriott SecondaryElementary1.6 km
White Rock ElementaryElementary1.7 km
Newbridge Academy(Independent)Elementary2.7 km
Jessie Lee ElementaryElementary2.8 km
Douglas ElementaryElementary3.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

StopTypeDistance
Westbound Marine Dr @ Stevens St74 m
Eastbound Marine Dr @ Stevens St77 m
Southbound Stayte Rd @ Columbia Ave130 m
Northbound 160 St @ 9th Ave188 m
Westbound Marine Dr @ Keil St268 m

Nearby Places

Restaurants (2)

  • La Baia Ristorante Italiano · 15791 Marine Drive358 m
  • Washington Avenue Grill · 15782 Marine Drive391 m

Cafes (3)

  • Verandah Cafe by the Beach383 m
  • Finlay's East Beach Café · 15611 Marine Drive706 m
  • Leieve Tea · 15581 Marine Drive759 m

Parks (3)

  • Semiahmoo Park377 m
  • Emerson Park511 m
  • Unnamed793 m

Nearby places data: © OpenStreetMap contributors.

School district: Surrey (SD36)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($569,800) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$2,279,200.00
Periodic payment — Principal & Interest (monthly)$14,704.63
Additional monthly expenses (strata, tax, utilities, etc.)$1,020.16
Total monthly cost$15,724.79
Interest paid over 5-yr term$653,225.27
Balance at end of term$2,050,147.77

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$569,800
Stress test qualifying rate8.09%
Payment you must qualify for$17,526.25

Cash Needed at Closing

Minimum down payment$569,800
Estimated BC PTT$63,470
Legal / closing costs (typical estimate)$1,500
Total cash needed$634,770

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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