Property Type: Detached HouseOwnership: FreeholdNEW LISTING

84 FRANKLIN Street S

Kitchener, BC N2C1R4

$540,000

4 bed3 bath5 parking1,241 sqftBuilt 1910
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Property Details

Property & Lot

Sub-type
House
Style
Other
Stories
1.5
Lot size
0.12 acres
Frontage
41 feet

R4

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,690.11

Interior

Basement
Finished, Full
Heating
Forced air, Natural gas
Cooling / A/C
None
Fireplace
None
Appliances
Washer, Refrigerator, Stove, Dryer

Exterior & Lot

Exterior features
Vinyl siding
Lot features
Sump Pump, Automatic Garage Door Opener

Building

Water source
Municipal water
Sewer
Municipal sewage system
Utilities
Natural Gas, Electricity, Cable

Parking

Total spaces
5 — covered indicated
Features
Detached Garage

Room Dimensions

RoomLevelDimensions
Utility roomBasement4'11'' x 9'6''
Laundry roomBasement14'7'' x 18'0''
BedroomBasement8'7'' x 11'7''
3pc BathroomBasement5'9'' x 6'0''
Primary BedroomSecond level8'8'' x 9'4''
BedroomSecond level6'7'' x 9'3''
BedroomSecond level8'0'' x 9'3''
3pc BathroomSecond level6'11'' x 5'11''
Mud roomMain level6'4'' x 13'9''
Living roomMain level11'11'' x 12'2''
KitchenMain level11'7'' x 9'5''
FoyerMain level12'3'' x 9'4''
Dining roomMain level11'10'' x 12'2''
3pc BathroomMain level5'11'' x 8'0''

Listing Information

MLS®
40862090
Listed
September 11, 2026
Time on market
On the market for 3 days
Data last synced
September 15, 2026

Listing provided by: SHAW REALTY GROUP INC. · Data source: CREA DDF.

Description

Welcome to this well-maintained 3-bedroom, 3-bathroom home offering 1,241 sq. ft. of comfortable living space in one of Kitchener's most convenient locations. With extensive parking, major mechanical updates, a detached garage with loft space, and a private backyard retreat, this property combines everyday practicality with exceptional versatility. Here are the top 5 features why this home is worth considering: 1. DETACHED GARAGE WITH LOFT – Large separate garage complete with electrical service and a spacious loft above, offering endless possibilities for storage, a workshop, hobby space, or future creative use. 2. PARKING THAT STANDS OUT – Parking for up to 5 vehicles with 4 driveway spaces plus the garage, making it ideal for families, guests, or those with recreational vehicles. 3. FLEXIBLE MOVE-IN DATE - Whether you're looking to move quickly or need additional time, possession is flexible and immediate closing is available. 4. PRIVATE OUTDOOR SPACE - Enjoy a secluded backyard featuring a storage shed, a detached garage, and a rear deck conveniently located off the mudroom. 5. EXCEPTIONAL LOCATION - Less than five minutes to Highway access, Fairway Road shopping, restaurants, grocery stores, the movie theatre, and local favourites including Del's Italian and Charcoal Steak House, putting everything you need just minutes from your door. Offering an outstanding combination of location, parking, updates, and flexible space, this is a home that delivers exceptional value both inside and out. (id:63159)

Values & Trends

This listing

$435/sqft

Building average

No other active listings in this building

327 - Fairview/Kingsdale average

$456/sqft

13 active listing(s)

Parking: 5 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

13°C

Humidity 88%

Wind SE 2 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

25°

Thursday night

13°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 5.4% ($29,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$432,000.00
Periodic payment — Principal & Interest (monthly)$2,787.12
Additional monthly expenses (strata, tax, utilities, etc.)$369.51
Total monthly cost$3,156.63
Interest paid over 5-yr term$123,812.44
Balance at end of term$388,585.40

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$29,000
Stress test qualifying rate8.09%
Payment you must qualify for$3,929.41

Cash Needed at Closing

Minimum down payment$29,000
Estimated BC PTT$8,800
Legal / closing costs (typical estimate)$1,500
Total cash needed$39,300

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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