Property Type: Detached HouseOwnership: Freehold

8405 87th Street

Osoyoos, BC V0H1V2

$615,000

4 bed2 bath6 parking2,183 sqftBuilt 1971
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.22 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,320.97

Interior

Basement
Full
Heating
Forced air, See remarks
Fireplace
Yes (2)
Fireplace type
Wood, Conventional
Flooring
Mixed Flooring

Exterior & Lot

Exterior features
Stucco
View
City view, Lake view, Mountain view, View of water, View (panoramic), Unknown

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
6 — uncovered indicated
Features
Street

Restrictions & Policies

Pets
Allowed
Rentals
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
WorkshopBasement7'10'' x 11'0''
3pc BathroomBasement9'7'' x 10'9''
BedroomBasement11'6'' x 10'4''
BedroomBasement12'3'' x 13'5''
DenBasement9'7'' x 10'9''
Family roomBasement12'8'' x 24'7''
5pc BathroomMain level6'11'' x 10'4''
Primary BedroomMain level11'8'' x 10'4''
BedroomMain level12'3'' x 11'11''
Living roomMain level12'7'' x 24'7''
KitchenMain level14'0'' x 12'8''

Listing Information

MLS®
10395786
Listed
July 24, 2026
Time on market
On the market for 38 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Amos Realty · Data source: CREA DDF.

Description

Unbeatable views, endless outdoor living, and great revenue potential - this 4 bedroom + den house in the heart of town has it all! Situated on a flat 0.224-acre lot, you’re treated to sweeping views of Osoyoos Lake, mountains, and surrounding valley vineyards. Designed to embrace the scenery, the property features a sun-drenched rooftop patio, a spacious covered deck, and a lower covered patio overlooking a private, fully fenced backyard with plenty of room for a pool, garden, or custom outdoor retreat. Inside, a bright main floor layout centered around a stunning wall of windows and sliding doors floods the living space with natural light while taking full advantage of the views. Modern upgrades throughout include brand-new AC, fresh paint, and updated flooring. The retro-modern kitchen shines with stylish new countertops, updated hardware, ample cabinetry, and a cozy breakfast nook designed to frame the scenic surroundings. Downstairs, a full basement with secondary access serves as the ultimate mortgage helper or suite setup, complete with a vintage built-in bar, cozy brick fireplace, family room, den, and workshop. Flexible RS1 zoning opens doors for secondary suites, home-based businesses, or full duplex development. 2 generous bedrooms on both levels, two wood fireplaces, and natural gas heat ensure comfort for multi-generational living or rental income. Top it off with an attached garage and parking for 6 vehicles, RVs, and toys—all minutes from downtown shopping! (id:63159)

Values & Trends

This listing

$282/sqft

Building average

No other active listings in this building

Osoyoos average

$564/sqft

130 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

16°C

Humidity 77%

Wind NNE 5 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

5,556

(2021 Census)

+10% since 2016

Density: 660.6/km²

Dwellings: 3,279

Median household income: $66,000

After-tax: $60,800

Immigrant population: 20%

Top countries of origin (% of total population)

  • United Kingdom3.8% · 210
  • India3.3% · 185
  • United States of America1.9% · 105
  • Portugal1.6% · 90
  • Germany1.1% · 60
  • Philippines1.1% · 60
  • Italy0.5% · 30
  • Netherlands0.4% · 25

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

30

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Osoyoos ElementaryElementary1.2 km
Osoyoos SecondarySecondary2.2 km
Senpaq'cin School(Independent)Elementary16.2 km
Tuc-el-Nuit ElementaryElementary16.9 km
Southern Okanagan SecondarySecondary17.1 km
Southern Okanagan AltSecondary17.1 km
Oliver ElementaryElementary17.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Smitty's672 m
  • Wildfire Grill · 8526 Main Street696 m
  • Diamond Steak and Seafood719 m
  • Golden Chopsticks · 8527 Main Street732 m
  • Unnamed · 8515 Main Street744 m

Cafes (3)

  • Starbucks · 9145 Main Street600 m
  • Tim Hortons727 m
  • Gino's Coffee House · 8316 Main Street758 m

Grocery (2)

  • Red Apple430 m
  • Save-On-Foods · 9129 Main Street654 m

Parks (3)

  • Unnamed707 m
  • Town Square / Farmers' Market729 m
  • Gyro Park771 m

Shopping (1)

  • Dollar Store · 9143 Main Street590 m

Pharmacies (1)

  • Pharmasave · 8301C 78 Avenue718 m

Banks & ATMs (3)

  • CIBC · 8516 Main Street709 m
  • BMO · 8502 Main Street728 m
  • Cascadia Credit Union · 8312 Main Street762 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Similkameen (SD53)

Mortgage & Ownership Cost Calculator

Minimum required: 5.9% ($36,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$492,000.00
Periodic payment — Principal & Interest (monthly)$3,174.22
Additional monthly expenses (strata, tax, utilities, etc.)$385.75
Total monthly cost$3,559.96
Interest paid over 5-yr term$141,008.61
Balance at end of term$442,555.59

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$36,500
Stress test qualifying rate8.09%
Payment you must qualify for$4,448.46

Cash Needed at Closing

Minimum down payment$36,500
Estimated BC PTT$10,300
Legal / closing costs (typical estimate)$1,500
Total cash needed$48,300

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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