Property Type: Land / LotOwnership: Freehold

852 Ellis Avenue Lot# 7

Naramata, BC V0H1N1

$365,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.18 acres
Frontage
65 feet

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$1,452.49

Interior

Fireplace
None

Exterior & Lot

View
Mountain view

Listing Information

MLS®
10353572
Listed
June 27, 2025
Time on market
On the market for 430 days
Data last synced
August 28, 2026

Listing provided by: Stilhavn Real Estate Services · Data source: CREA DDF.

Description

Opportunity is knocking… If you’ve been dreaming of settling in the quaint, sought after Village of Naramata but have not quite found what you’re looking for, here is your chance! Rarely do lots in the heart of the Village come available, let alone one which is quiet, has lake view potential and is within walking distance to everything this lovely community has to offer. Beaches, cafe’s, restaurants, award winning wineries, year-round outdoor activities and the local school are all at your fingertips. With several local builders and fabulous architects in the area, this is your opportunity to turn dreams into reality. (id:63159)

Location Insights

Weather

Nearest station: Summerland

17°C

Humidity 56%

Wind SW 4 km/h

Tonight

12°

Tuesday

27°

Tuesday night

15°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

15

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Naramata ElementaryElementary204 m
Trout Creek ElementaryElementary3.6 km
Unisus Junior School(Independent)Elementary6.4 km
Unisus Senior School(Independent)Secondary6.4 km
Summerland SecondaryK-126.4 km
Summerland Montessori School(Independent)Elementary6.7 km
Uplands ElementaryElementary10.4 km
West Bench ElementaryElementary10.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Real Things Pizza · 961 Robinson Avenue340 m

Parks (1)

  • Manitou Park488 m

Nearby places data: © OpenStreetMap contributors.

School district: Okanagan-Skaha (SD67)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($18,250) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$292,000.00
Periodic payment — Principal & Interest (monthly)$1,883.88
Additional monthly expenses (strata, tax, utilities, etc.)$121.04
Total monthly cost$2,004.93
Interest paid over 5-yr term$83,688.04
Balance at end of term$262,654.94

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$18,250
Stress test qualifying rate8.09%
Payment you must qualify for$2,666.39

Cash Needed at Closing

Minimum down payment$18,250
Estimated BC PTT$5,300
Legal / closing costs (typical estimate)$1,500
Total cash needed$25,050

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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