86 ST ANDREWS Street
Cambridge, BC N1S1M4
$935,651
Property Details
Property & Lot
- Sub-type
- House
- Style
- Other
- Stories
- 2
- Frontage
- 74 feet
R2
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $5,000
Interior
- Basement
- Unfinished, Full
- Heating
- Forced air, Natural gas
- Cooling / A/C
- Central air conditioning
- Fireplace
- Yes (1)
- Fireplace type
- Electric, Other - See remarks
- Appliances
- Washer, Refrigerator, Water softener, Dishwasher, Stove, Dryer, Microwave, Hood Fan
Exterior & Lot
- Exterior features
- Brick
Building
- Foundation
- Stone
- Water source
- Municipal water
- Sewer
- Municipal sewage system
- Security
- None
Parking
- Total spaces
- 2
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Utility room | Basement | 31'1'' x 12'10'' |
| Recreation room | Basement | 13'0'' x 12'5'' |
| 2pc Bathroom | Main level | 6'2'' x 5'2'' |
| Family room | Main level | 11'4'' x 10'10'' |
| Kitchen | Main level | 15'9'' x 14'3'' |
| Laundry room | Main level | 4'8'' x 7'6'' |
| Living room | Main level | 14'1'' x 15'3'' |
| Office | Main level | 9'4'' x 5'6'' |
| Office | Main level | 14'1'' x 11'2'' |
| 4pc Bathroom | Second level | 9'0'' x 6'7'' |
| Bedroom | Second level | 9'0'' x 9'4'' |
| Bedroom | Second level | 11'9'' x 12'0'' |
| Other | Second level | 4'11'' x 14'5'' |
| Primary Bedroom | Second level | 18'2'' x 12'0'' |
Listing Information
- MLS®
- 40855128
- Listed
- August 11, 2026
- Time on market
- On the market for 34 days
- Data last synced
- September 15, 2026
Listing provided by: RE/MAX Twin City Realty Inc. · Data source: CREA DDF.
Description
Welcome to 86 St Andrews Street, a beautifully renovated character home in prestigious Dickson Hill, set on an impressive 74-foot-wide pie shaped lot. This 3-bedroom, 2-bath home combines historic charm with high-end custom finishes, exceptional craftsmanship and extensive modern updates completed in 2025. The versatile main floor offers a living room, family room, beautifully appointed kitchen, main-floor laundry and two offices. The larger office offers flexibility as a den, guest room or potential fourth bedroom, while the second is ideal for working from home. Multiple exterior entrances add further functionality. A full basement provides substantial utility and storage space. The extensive renovation went well beyond finishes, with major upgrades to HVAC, plumbing, electrical, insulation, windows, doors and exterior components, complemented by custom millwork, wide-plank hardwood and carefully restored heritage details. With multiple living spaces, 3+1-bedroom potential, a 74-foot-wide pie shaped lot and a highly functional floor plan, this move-in-ready home offers a rare combination of character, craftsmanship, flexibility and modern convenience—steps from Victoria Park and within walking distance of the Gaslight District and Downtown Galt. (id:63159)
Values & Trends
This listing
$525/sqft
Building average
—
No other active listings in this building
10 - Victoria average
$371/sqft
6 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
Nearest station: Guelph
20°C
—
Humidity 58%
Wind S 10 km/h
Today
23°
Tonight
17°
Wednesday
26°
Wednesday night
12°
Thursday
24°
Thursday night
11°
Source: Environment and Climate Change Canada.
Population
139,163
(2021 Census)
+6.6% since 2016
Density: 615.3/km²
Dwellings: 53,491
Source: Statistics Canada, 2021 Census of Population.
Nearby Schools
No schools found within a reasonable distance of this property.
Nearby Transit
No TransLink stops within an ~10-minute walk.
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Mortgage & Ownership Cost Calculator
Minimum required: 7.3% ($68,565) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.