Property Type: Detached HouseOwnership: Freehold

8603 81 STREET

Fort St. John, BC V1J0M4

$449,900

4 bed3 bath1,804 sqftBuilt 2023
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
4,960 square feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$3,667.34 (2026)

Interior

Basement
Finished, Full
Heating
Forced air, Natural gas
Fireplace
None

Exterior & Lot

Exterior features
Vinyl siding

Building

Foundation
Unknown
Roof
Asphalt shingle, Conventional

Parking

Features
Open

Room Dimensions

RoomLevelDimensions
Living roomMain level
KitchenMain level
Primary BedroomMain level
Bedroom 2Main level
Bedroom 3Basement
Bedroom 4Basement

Listing Information

MLS®
R3144636
Listed
July 9, 2026
Time on market
On the market for 53 days
Tax assessment year
2026
Data last synced
August 28, 2026

Listing provided by: RE/MAX Action Realty Inc · Data source: CREA DDF.

Description

This fully finished 4 bedroom, 3 full 4-piece bathroom home is ready for its new owners! Thoughtfully designed with space and comfort in mind, it offers a bright and functional layout perfect for families of all sizes. The main 4-piece bathroom features a bidet and large vanity for added comfort and convenience. With all levels completed, there's ample room for living, entertaining, and relaxing. Outside, you'll find a fully fenced yard-ideal for kids, pets, and privacy. Located in a family-friendly neighborhood, this home is just a short walk to Duncan Cran Elementary, making it a great choice for families with school-age children. This move-in ready home is the perfect blend of style, space, and location. (id:63159)

Values & Trends

This listing

$249/sqft

Building average

No other active listings in this building

Fort St. John average

$286/sqft

128 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Mainly Clear

9°C

Mainly Clear

Humidity 85%

Wind SE 16 km/h

Tonight

Tuesday

22°

Tuesday night

Wednesday

23°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

21,465

(2021 Census)

+5.9% since 2016

Density: 657/km²

Dwellings: 10,004

Median household income: $102,000

After-tax: $89,000

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • Philippines3.9% · 835
  • India1.9% · 405
  • United States of America0.9% · 185
  • Germany0.7% · 155
  • United Kingdom0.5% · 105
  • Nigeria0.5% · 100
  • Jamaica0.4% · 80
  • Pakistan0.3% · 75

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Duncan Cran ElementaryElementary406 m
North Peace SecondarySecondary1.1 km
Robert Ogilvie ElementaryElementary1.6 km
Energetic Learning CampusSecondary2.2 km
Dr Kearney Middle SchoolMiddle2.7 km
Alwin Holland ElementaryElementary2.9 km
Anne Roberts Young ElementaryElementary2.9 km
Christian Life School(Independent)Elementary/Middle2.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Denny's · 8322 86 Street768 m

Parks (5+)

  • Duncan Cran Park · 7900 89 Avenue377 m
  • Energy Park · 8619 84 Street386 m
  • Station Park · 8007 83 Avenue424 m
  • Tot Lot Park · 9115 76 Street731 m
  • Cadet Park · 93 Avenue767 m

Nearby places data: © OpenStreetMap contributors.

School district: Peace River North (SD60)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($22,495) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$359,920.00
Periodic payment — Principal & Interest (monthly)$2,322.08
Additional monthly expenses (strata, tax, utilities, etc.)$395.61
Total monthly cost$2,717.69
Interest paid over 5-yr term$103,154.11
Balance at end of term$323,749.20

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$22,495
Stress test qualifying rate8.09%
Payment you must qualify for$3,286.59

Cash Needed at Closing

Minimum down payment$22,495
Estimated BC PTT$6,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$30,993

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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