Property Type: Detached HouseOwnership: Freehold

877 Toovey Road

Kelowna, BC V1X6R2

$949,000

5 bed3 bath7 parking2,575 sqftBuilt 1992
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.2 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,123.06

Interior

Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
Yes (2)
Fireplace type
Gas, Unknown
Flooring
Tile, Hardwood, Laminate

Exterior & Lot

Exterior features
Stucco
View
City view, Lake view, Mountain view, Valley view, View (panoramic), Unknown

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
7 — covered indicated
Features
Attached Garage, RV, Oversize, See Remarks

Room Dimensions

RoomLevelDimensions
Family roomMain level16'8'' x 13'11''
FoyerMain level9'4'' x 6'7''
BedroomMain level13'0'' x 10'3''
DenMain level13'2'' x 5'5''
Laundry roomMain level9'5'' x 5'3''
Full bathroomMain level9'6'' x 7'11''
BedroomMain level13'0'' x 10'6''
Dining nookSecond level7'10'' x 9'9''
KitchenSecond level11'4'' x 11'4''
Dining roomSecond level9'7'' x 12'11''
Living roomSecond level17'2'' x 14'0''
Full ensuite bathroomSecond level10'5'' x 8'8''
Primary BedroomSecond level13'5'' x 11'1''
Full bathroomSecond level9'11'' x 8'0''
BedroomSecond level10'0'' x 9'5''
BedroomSecond level9'11'' x 9'5''

Listing Information

MLS®
10394293
Listed
July 21, 2026
Time on market
On the market for 41 days
Data last synced
August 28, 2026

Listing provided by: REMAX Kelowna - Stone Sisters · Data source: CREA DDF.

Description

Panoramic lake, valley & mountain views create an unforgettable backdrop from this beautifully maintained Toovey Heights residence. Thoughtfully designed to embrace its elevated setting, expansive windows fill the home with natural light while framing breathtaking vistas from the principal living spaces, breakfast nook & primary suite. Step outside to the oversized covered view deck where skylights, a gas BBQ hookup & generous entertaining space invite you to soak in the scenery year-round. Offering 2,575 sq.ft. with 5 bedrooms, a den & 3 bathrooms, the functional layout is ideal for growing families. The bright kitchen features stainless steel appliances, gas range, abundant cabinetry & flows seamlessly into the dining area, breakfast nook & spacious living room, all positioned to capture the remarkable views. The primary retreat enjoys direct deck access, picturesque lake views, a walk-in closet & an updated ensuite with dual sinks and jetted tub while two additional bedrooms and full bathroom complete the main level. The lower level provides exceptional flexibility with two more bedrooms, a versatile den, spacious family room & ample storage, creating plenty of room for children or guests. Walk out to relax in the hot tub. The private backyard offers room to play, entertain, garden & enjoy mature peach, apple & plum trees. An oversized double garage with a mezzanine provides outstanding storage for vehicles, recreational gear & hobbies. Located in sought-after Toovey Heights, just minutes from schools, parks, Black Mountain Golf Club, hiking trails & everyday amenities, this is an exceptional opportunity to enjoy panoramic Okanagan views, generous family living & an established neighbourhood in one of Black Mountain's most desirable settings. (id:63159)

Values & Trends

This listing

$369/sqft

Building average

No other active listings in this building

Black Mountain average

$410/sqft

48 active listing(s)

Parking: 7 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

15°C

Clear

Humidity 76%

Wind NNW 4 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
South Rutland ElementaryElementary1.6 km
Black Mountain ElementaryElementary1.7 km
Belgo Elementary SchoolElementary1.8 km
Rutland ElementaryElementary2.4 km
Okanagan Christian School(Independent)K-122.4 km
Rutland Senior SecondaryElementary2.5 km
Quigley ElementaryElementary2.6 km
Rutland Middle SchoolMiddle2.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.4% ($69,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$759,200.00
Periodic payment — Principal & Interest (monthly)$4,898.10
Additional monthly expenses (strata, tax, utilities, etc.)$555.92
Total monthly cost$5,454.02
Interest paid over 5-yr term$217,588.90
Balance at end of term$682,902.86

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$69,900
Stress test qualifying rate8.09%
Payment you must qualify for$6,759.97

Cash Needed at Closing

Minimum down payment$69,900
Estimated BC PTT$16,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$88,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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