Property Type: Detached HouseOwnership: FreeholdNEW LISTING

825 Toovey Road

Kelowna, BC V1X6P9

$1,195,000

5 bed4.5 bath3 parking3,262 sqftBuilt 1993
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.27 acres
Frontage
81 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,547

Interior

Heating
See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Insert
Flooring
Hardwood, Ceramic Tile, Vinyl
Appliances
Washer, Refrigerator, Range - Gas, Dishwasher, Dryer, Microwave

Exterior & Lot

Exterior features
Brick, Stucco
View
City view, Lake view, Mountain view, Valley view, View (panoramic)
Pool
Pool
Lot features
Irregular lot size, Two Balconies

Building

Roof
Asphalt shingle, Unknown
Water source
Municipal water
Sewer
Municipal sewage system
Parcel ID (PID)
017-820-561

Parking

Total spaces
3 — covered indicated
Features
Attached Garage, RV, See Remarks, Additional Parking

Room Dimensions

RoomLevelDimensions
StorageBasement7'3'' x 5'1''
StorageBasement3'5'' x 5'3''
Laundry roomMain level5'8'' x 7'3''
BedroomMain level12'7'' x 10'3''
Family roomMain level12'6'' x 12'0''
DenMain level9'11'' x 10'9''
Recreation roomMain level11'6'' x 26'7''
4pc BathroomBasement8'10'' x 5'4''
BedroomBasement23'3'' x 13'0''
5pc Ensuite bathSecond level10'1'' x 14'2''
Primary BedroomSecond level12'11'' x 15'5''
4pc BathroomSecond level7'11'' x 7'3''
BedroomSecond level9'3'' x 16'3''
BedroomSecond level12'7'' x 10'3''
2pc BathroomMain level4'11'' x 7'4''
Living roomMain level13'9'' x 14'8''
Dining roomMain level14'1'' x 19'4''
KitchenMain level11'5'' x 12'1''

Listing Information

MLS®
10399116
Listed
August 28, 2026
Time on market
On the market for 3 days
Data last synced
August 29, 2026

Listing provided by: REMAX Kelowna · Data source: CREA DDF.

Description

Welcome to this stunning 3,262 sq. ft. home showcasing breathtaking valley and Okanagan Lake views! Thoughtfully designed with an abundance of windows, the home is filled with natural light and offers beautiful views from multiple living spaces. The bright, inviting kitchen is perfect for everyday living and entertaining, while main-floor laundry adds convenience. Step outside to beautifully landscaped grounds featuring multiple outdoor sitting areas, a relaxing hot tub, and a charming fish pond—creating your own private oasis for enjoying the Okanagan lifestyle. The top floor is dedicated to a spacious primary retreat, complete with a large, luxurious ensuite, providing the perfect place to unwind and take in the views. A truly special home offering space, natural beauty, and exceptional indoor-outdoor living. (id:63159)

Values & Trends

This listing

$366/sqft

Building average

No other active listings in this building

Black Mountain average

$410/sqft

48 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Sunny

23°C

Sunny

Humidity 45%

Wind NNW 11 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
South Rutland ElementaryElementary1.5 km
Belgo Elementary SchoolElementary1.7 km
Black Mountain ElementaryElementary1.7 km
Okanagan Christian School(Independent)K-122.2 km
Rutland ElementaryElementary2.3 km
Rutland Senior SecondaryElementary2.4 km
Quigley ElementaryElementary2.4 km
Rutland Middle SchoolMiddle2.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 7.9% ($94,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$956,000.00
Periodic payment — Principal & Interest (monthly)$6,167.79
Additional monthly expenses (strata, tax, utilities, etc.)$625.25
Total monthly cost$6,793.04
Interest paid over 5-yr term$273,992.35
Balance at end of term$859,925.09

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$94,500
Stress test qualifying rate8.09%
Payment you must qualify for$8,462.46

Cash Needed at Closing

Minimum down payment$94,500
Estimated BC PTT$21,900
Legal / closing costs (typical estimate)$1,500
Total cash needed$117,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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