Property Type: Condo / ApartmentOwnership: Strata

878 Bernard Avenue Unit# 103

Kelowna, BC V1Y6P5

$424,800

2 bed2 bath1 parking1,230 sqftBuilt 1991
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Property Details

Property & Lot

Sub-type
Apartment
Stories
1

Ownership & Fees

Property type
Condo / Apartment
Ownership
Strata
Strata / maintenance fee
$501/mo
Annual property tax
$1,784.94

Maintenance Fee Includes

Water

Also included: Ground Maintenance, Insurance, Reserve Fund Contributions, Sewer

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
Wall unit
Fireplace
None
Flooring
Laminate

Exterior & Lot

Exterior features
Brick, Stucco
View
Mountain view

Parking

Total spaces
1 — uncovered indicated
Features
Parkade

Restrictions & Policies

Pets
Not allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
FoyerMain level7'8'' x 11'4''
Laundry roomMain level10'1'' x 4'11''
4pc BathroomMain level9'0'' x 4'11''
BedroomMain level11'11'' x 13'8''
3pc Ensuite bathMain level9'1'' x 5'1''
Primary BedroomMain level11'11'' x 12'7''
Living roomMain level17'6'' x 11'11''
Dining roomMain level9'0'' x 9'11''
KitchenMain level16'11'' x 9'3''

Listing Information

MLS®
10396316
Listed
July 30, 2026
Time on market
On the market for 32 days
Data last synced
August 28, 2026

Listing provided by: REMAX Kelowna · Data source: CREA DDF.

Description

Welcome to this beautifully updated CORNER UNIT, ideally located on a charming, heritage tree-lined street just an easy walk to all the shops, restaurants, and amenities of downtown Kelowna. This building is well maintained inside and out, with attractive landscaping, a recently completed EV report, and an updated intercom system giving residents added peace of mind. Inside, this bright and spacious corner unit offers a large living room and enjoys a quiet, north-facing outlook toward Knox Mountain. The kitchen has been tastefully updated with glass backsplash and new countertops and features under-cabinet lighting and a breakfast nook, while both bathrooms have also been refreshed. The primary suite offers dual closets and a 3 piece ensuite bathroom. Plenty of space, including a second bedroom with a large closet, plus a dedicated laundry room featuring additional storage. The unit has been freshly painted and is truly move-in ready. Enjoy year-round comfort with two newer AC units, plus a bright enclosed patio with opening windows — perfect as a sunroom or extra sitting area, and the ideal spot for morning coffee or evening relaxation. This includes 1 secure underground parking, storage locker, elevator and convenient guest parking at the rear of the building for visitors. A fantastic opportunity for first-time buyers, downsizers, or investors looking for a low-maintenance, well-located home in one of Kelowna's most walkable neighbourhoods. (id:63159)

Values & Trends

This listing

$345/sqft

Building average

No other active listings in this building

Kelowna North average

$700/sqft

157 active listing(s)

Parking: 1 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Clear

12°C

Clear

Humidity 88%

Wind ENE 5 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

144,576

(2021 Census)

+13.5% since 2016

Density: 682.4/km²

Dwellings: 67,115

Median household income: $82,000

After-tax: $73,500

Immigrant population: 15.3%

Top countries of origin (% of total population)

  • United Kingdom2.1% · 3,055
  • India1.6% · 2,335
  • Philippines1.1% · 1,620
  • Germany1.1% · 1,540
  • United States of America1% · 1,375
  • China0.7% · 960
  • Poland0.4% · 585
  • South Africa, Republic of0.4% · 525

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

44

7/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Central School ProgramsK-12642 m
Central SecondarySecondary642 m
St Joseph Elementary School(Independent)Elementary794 m
The Balsam School(Independent)Elementary875 m
Bankhead ElementaryElementary1.0 km
A S Matheson ElementaryElementary1.2 km
Glenmore ElementaryElementary2.3 km
Raymer ElementaryElementary2.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (5+)

  • Mekong Fresh Asian Cuisine · 1030 Harvey Avenue420 m
  • Naked Cafe · 571 Lawrence Avenue568 m
  • Swan Pizza571 m
  • Kinton Ramen588 m
  • De Dutch616 m

Cafes (5+)

  • Continental Breakfast486 m
  • The Nook Cafe + Bar · 567 Bernard Avenue560 m
  • Starbucks589 m
  • Gong Cha603 m
  • Mad Mango Café · 551 Bernard Avenue616 m

Grocery (2)

  • Safeway · 697 Bernard Avenue455 m
  • Nester's Market · 1111 Lawson Avenue476 m

Parks (3)

  • Knowles Heritage Park84 m
  • Martin Park252 m
  • Rowcliffe Park · 1850 Richter Street734 m

Gyms (1)

  • Move & Flow · 589 Lawrence Avenue535 m

Pharmacies (3)

  • Paragon Pharmacy508 m
  • Shoppers Drug Mart · 597 Bernard Avenue508 m
  • Pharmasave · 505 Doyle Avenue761 m

Banks & ATMs (5+)

  • Beem Credit Union · 598 Bernard Avenue525 m
  • Canadian Western Bank579 m
  • BMO674 m
  • First West Credit Union · 507 Bernard Avenue726 m
  • TD · 1633 Ellis Street743 m

Nearby places data: © OpenStreetMap contributors.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($21,240) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$339,840.00
Periodic payment — Principal & Interest (monthly)$2,192.53
Additional monthly expenses (strata, tax, utilities, etc.)$712.07
Total monthly cost$2,904.61
Interest paid over 5-yr term$97,399.12
Balance at end of term$305,687.18

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$21,240
Stress test qualifying rate8.09%
Payment you must qualify for$3,103.24

Cash Needed at Closing

Minimum down payment$21,240
Estimated BC PTT$6,496
Legal / closing costs (typical estimate)$1,500
Total cash needed$29,236

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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