Property Type: Detached HouseOwnership: Freehold

88 BAGGS Crescent

Cambridge, BC N1T2E8

$779,900

3 bed4 full, 2 half bath3 parking2,227 sqftBuilt 2004
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Property Details

Property & Lot

Sub-type
House
Style
Other
Stories
2
Frontage
34 feet

R2

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,549.71

Interior

Basement
Finished, Full
Heating
Forced air, Natural gas
Cooling / A/C
Central air conditioning
Fireplace
None
Appliances
Washer, Refrigerator, Dishwasher, Dryer, Microwave, Window Coverings, Garage door opener

Exterior & Lot

Exterior features
Vinyl siding, Brick Veneer
Lot features
Automatic Garage Door Opener

Building

Foundation
Poured Concrete
Water source
Municipal water
Sewer
Municipal sewage system
Utilities
Natural Gas, Electricity, Cable

Parking

Total spaces
3 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Laundry roomSecond level5'9'' x 6'1''
2pc BathroomBasement3'10'' x 6'9''
Bonus RoomBasement11'0'' x 11'8''
Recreation roomBasement31'9'' x 14'10''
4pc BathroomSecond level7'10'' x 10'6''
BedroomSecond level11'1'' x 11'1''
BedroomSecond level12'4'' x 10'3''
4pc BathroomSecond level12'0'' x 11'9''
Primary BedroomSecond level17'7'' x 14'3''
2pc BathroomMain level5'3'' x 4'4''
BreakfastMain level9'5'' x 13'0''
KitchenMain level8'4'' x 11'2''
Dining roomMain level10'3'' x 15'9''
Living roomMain level16'6'' x 15'2''

Listing Information

MLS®
40859365
Listed
September 8, 2026
Time on market
On the market for 7 days
Data last synced
September 15, 2026

Listing provided by: Corcoran Horizon Realty · Data source: CREA DDF.

Description

Welcome to 88 Baggs Crescent, a move-in-ready family home offering 1,731 sq. ft. above grade, plus a finished basement. With a practical layout and plenty of room to spread out, the big-ticket work has already been handled so you can move in and enjoy it. The main floor offers plenty of space for everyday living and entertaining, with a formal dining room, an eat-in kitchen and a convenient two-piece bathroom. Large windows throughout bring in an abundance of natural light. Upstairs, you’ll find three bedrooms, two full bathrooms and the convenience of upper-level laundry. The spacious primary bedroom features a walk-in closet and large private ensuite. The finished basement adds even more usable living space, along with a second two-piece bathroom—ideal for movie nights, a playroom, home office or workout area. This home has been thoughtfully maintained and updated where it matters most. Improvements include kitchen appliances in 2026, driveway in 2023, all windows, front door and garage door in 2022, roof in 2017, and furnace, air conditioning and upgraded attic insulation in 2016. The furnace has also received annual inspections. Close to parks, schools and everyday amenities, with convenient access to Townline Road, Can-Amera Parkway and Highway 401, 88 Baggs Crescent offers the space, updates and family-friendly layout you’ve been looking for. (id:63159)

Values & Trends

This listing

$350/sqft

Building average

No other active listings in this building

33 - Clemens Mills/Saginaw average

$347/sqft

17 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Guelph

15°C

Humidity 78%

Wind SSE 9 km/h

Today

23°

Tonight

17°

Wednesday

26°

Wednesday night

12°

Thursday

24°

Thursday night

11°

Source: Environment and Climate Change Canada.

Nearby Schools

No schools found within a reasonable distance of this property.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Mortgage & Ownership Cost Calculator

Minimum required: 6.8% ($52,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$623,920.00
Periodic payment — Principal & Interest (monthly)$4,025.32
Additional monthly expenses (strata, tax, utilities, etc.)$573.48
Total monthly cost$4,598.80
Interest paid over 5-yr term$178,817.27
Balance at end of term$561,218.06

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$52,990
Stress test qualifying rate8.09%
Payment you must qualify for$5,589.68

Cash Needed at Closing

Minimum down payment$52,990
Estimated BC PTT$13,598
Legal / closing costs (typical estimate)$1,500
Total cash needed$68,088

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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