Property Type: Detached HouseOwnership: Freehold

8827 Michael Drive

Coldstream, BC V1B2P5

$1,300,000

3 bed3.5 bath7 parking2,900 sqftBuilt 1992
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.48 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,433.71

Interior

Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
None

Exterior & Lot

Exterior features
Brick, Vinyl siding
View
City view, Lake view, Mountain view, Valley view, View of water, View (panoramic), Unknown

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
7 — covered indicated
Features
Attached Garage, RV, Oversize, Additional Parking

Room Dimensions

RoomLevelDimensions
BedroomLower level15'6'' x 11'0''
OtherLower level7'0'' x 4'6''
4pc Ensuite bathLower level12'6'' x 11'3''
Primary BedroomLower level16'3'' x 21'0''
OtherLower level36'0'' x 12'0''
Utility roomLower level17'9'' x 8'0''
Laundry roomLower level8'9'' x 7'9''
Family roomLower level18'0'' x 14'0''
Recreation roomLower level14'0'' x 13'0''
OtherMain level21'0'' x 22'0''
OtherMain level21'0'' x 10'9''
2pc BathroomMain level6'9'' x 4'8''
KitchenMain level13'0'' x 12'9''
Dining roomMain level15'0'' x 13'0''
Family roomMain level15'0'' x 13'6''
Living roomMain level19' x 14'0''
5pc Ensuite bathMain level12'6'' x 9'3''
OtherMain level7'5'' x 5'7''
Primary BedroomMain level14'9'' x 14'6''
FoyerMain level12'0'' x 9'0''

Listing Information

MLS®
10350974
Listed
June 6, 2025
Time on market
On the market for 451 days
Data last synced
August 28, 2026

Listing provided by: 3 Percent Realty Inc. · Data source: CREA DDF.

Description

Looking for insane sweeping views of Kalamalka Lake to Cosen's Bay? How about a .48 acre getaway on a cul-de-sac for the kids to play hockey? Is nestled away from the hustle of life important? If so, at the end of the street is 8827 Michaels Drive! This property has been in the same family since new. Enter via a long driveway opening to a triple wide+ parking area, a double garage and room alongside the house for your RV &/or Trailer. Surrounded my mature growth trees and shrubs makes you feel invisible. The back yard has room for grass underfoot and a sloping backyard gives opportunity to tiered garden beds, making produce picking a joy! When you enter the home, you feel welcome as you sense the large open area and the CRAZY views out the entire south facing end of the home. The family room area leaves ample room for your ideal layout. The large kitchen area is optimally designed for easy flow for a family of any size included a curved bar edge counter. Head to the covered 22' x 11' deck to relax or host gatherings with a view. Next on the main level, is the FIRST Master Bedroom hosting a WiC & a spacious 5 piece ensuite. Next, head down the spiral staircase to another expansive open area. A second family & recreation room area awaits with a whole south facing wall of windows to epic views to our stunning Okanagan! Find 2 bedrooms with one being a SECOND Master, WiC & a 132 sq/ft, 4 piece ensuite. This home has potential for a suited area if needed. Welcome Home! (id:63159)

Values & Trends

This listing

$448/sqft

Building average

No other active listings in this building

Middleton Mountain Coldstream average

$417/sqft

15 active listing(s)

Parking: 7 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Vernon

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

11,171

(2021 Census)

+4.9% since 2016

Density: 167.8/km²

Dwellings: 4,341

Median household income: $110,000

After-tax: $97,000

Immigrant population: 11.4%

Top countries of origin (% of total population)

  • United Kingdom2.4% · 265
  • Germany1.3% · 150
  • United States of America0.8% · 90
  • India0.7% · 75
  • South Africa, Republic of0.5% · 60
  • Poland0.4% · 50
  • Netherlands0.4% · 40
  • China0.3% · 35

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Kidston ElementaryElementary762 m
Kalamalka SecondaryElementary1.0 km
Coldstream ElementaryElementary1.9 km
Alternative Learning ProgramSecondary2.5 km
Vernon SecondaryElementary3.0 km
Hillview ElementaryElementary3.1 km
Mission Hill ElementaryElementary3.2 km
St James(Independent)Elementary3.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (3)

  • Unnamed396 m
  • Unnamed528 m
  • Creekside Park626 m

Nearby places data: © OpenStreetMap contributors.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 8.1% ($105,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,040,000.00
Periodic payment — Principal & Interest (monthly)$6,709.73
Additional monthly expenses (strata, tax, utilities, etc.)$597.81
Total monthly cost$7,307.54
Interest paid over 5-yr term$298,066.99
Balance at end of term$935,483.36

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$105,000
Stress test qualifying rate8.09%
Payment you must qualify for$9,189.13

Cash Needed at Closing

Minimum down payment$105,000
Estimated BC PTT$24,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$130,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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