Property Type: Detached HouseOwnership: Freehold

8905 Russet Drive

Vernon, BC V1B2B7

$949,900

4 bed3 bath6 parking3,319 sqftBuilt 1985
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.28 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$0

Interior

Basement
Full
Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Wood, Conventional
Flooring
Laminate, Slate

Exterior & Lot

Exterior features
Wood
View
Lake view, Mountain view, View (panoramic)
Pool
Inground pool

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
6 — covered indicated
Features
Attached Garage, RV, Additional Parking

Room Dimensions

RoomLevelDimensions
KitchenMain level12'4'' x 16'9''
StorageBasement12'0'' x 22'11''
Recreation roomBasement18'9'' x 13'9''
OtherBasement25'0'' x 23'0''
BedroomBasement9'11'' x 13'8''
BedroomBasement12'6'' x 13'3''
1pc BathroomBasement5'7'' x 9'11''
OtherMain level7'1'' x 7'8''
Primary BedroomMain level12'9'' x 15'2''
BedroomMain level9'10'' x 13'3''
Living roomMain level15'5'' x 26'6''
Laundry roomMain level9'4'' x 12'1''
Dining roomMain level20'8'' x 14'1''
4pc BathroomMain level7'5'' x 8'0''
4pc Ensuite bathMain level12'7'' x 8'5''

Listing Information

MLS®
10396513
Listed
August 4, 2026
Time on market
On the market for 27 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Downtown Realty · Data source: CREA DDF.

Description

Walk to Kalamalka beach, lake views, an in-ground pool, and one of Coldstream's most desirable neighbourhoods. Welcome to 8905 Russet Drive, a spacious 4-bedroom, 3-bath home offering over 3,300 sq. ft. and endless opportunity to make it your own. Large windows throughout the main living areas showcase Kalamalka lake views while filling the home with natural light. Primary has walk in closet and spacious ensuite. The functional layout offers generous living spaces, a spacious kitchen with a large pantry, and a walkout basement featuring a large rec room and covered patio access. All plumbed in for a basement suite! Spend your summers enjoying the in-ground pool (brand new pool pump), entertaining on the deck overlooking lake, and embracing everything the Okanagan lifestyle has to offer. Located just a few minutes walk from Kalamalka Beach, the Okanagan Rail Trail, schools, and everyday amenities, this is a rare opportunity to renovate, personalize, and create your dream home in an exceptional Coldstream location. RV parking and double garage. (id:63159)

Values & Trends

This listing

$286/sqft

Building average

No other active listings in this building

Mun of Coldstream average

$498/sqft

38 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Kidston ElementaryElementary1.1 km
Kalamalka SecondaryElementary1.5 km
Coldstream ElementaryElementary2.4 km
Alternative Learning ProgramSecondary2.5 km
Mission Hill ElementaryElementary2.8 km
Vernon SecondaryElementary2.9 km
Hillview ElementaryElementary3.1 km
St James(Independent)Elementary3.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Unnamed332 m

Nearby places data: © OpenStreetMap contributors.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 7.4% ($69,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$759,920.00
Periodic payment — Principal & Interest (monthly)$4,902.75
Additional monthly expenses (strata, tax, utilities, etc.)$166.00
Total monthly cost$5,068.75
Interest paid over 5-yr term$217,795.26
Balance at end of term$683,550.50

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$69,990
Stress test qualifying rate8.09%
Payment you must qualify for$6,766.20

Cash Needed at Closing

Minimum down payment$69,990
Estimated BC PTT$16,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$88,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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