Property Type: Detached HouseOwnership: Freehold

8828 Oxford Road

Vernon, BC V1H2K8

$1,480,000

3 bed4.5 bath2 parking3,265 sqftBuilt 2026
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.21 acres
Frontage
70 feet

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,083

Interior

Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (1)
Fireplace type
Unknown, Decorative
Flooring
Tile, Hardwood, Carpeted

Exterior & Lot

Exterior features
Stone, Stucco
View
Lake view, Mountain view, Valley view, View (panoramic)

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
Full ensuite bathroomBasement
StorageBasement6'7'' x 16'
MediaBasement13'2'' x 20'
GymBasement8' x 15'6''
Dining roomMain level10' x 11'
Family roomBasement17'7'' x 21'9''
BedroomBasement11'6'' x 11'6''
BedroomBasement11'4'' x 13'
Full bathroomBasement
Laundry roomMain level6'5'' x 7'6''
DenMain level10' x 9'4''
Full ensuite bathroomMain level
Partial bathroomMain level
Primary BedroomMain level15'9'' x 13'2''
Living roomMain level14'8'' x 13'
KitchenMain level13'10'' x 9'2''

Listing Information

MLS®
10395537
Listed
July 22, 2026
Time on market
On the market for 40 days
Data last synced
August 28, 2026

Listing provided by: 3 Percent Realty Inc. · Data source: CREA DDF.

Description

Brand new Highridge show home situated in the coveted Adventure Bay Community. Experience the difference that quality makes... Wonderful open concept living with a modern style kitchen area, large island, stainless steel appliances, engineered hardwood floors and lots of natural day light. This Beautiful 4 bedroom + Den Home Has panoramic views of Okanagan Lake that will take your breath away. Luxurious master suite with heated floors, custom tile shower, generous size walk-in closet. Perfect blend of modern comfort and natural beauty and only minutes away from Biking & Walking trails also Lake access for Adventure Bay community. Quick possession available. (id:63159)

Values & Trends

This listing

$453/sqft

Building average

No other active listings in this building

Adventure Bay average

$541/sqft

15 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Okanagan Landing ElementaryElementary4.4 km
Ellison ElementaryElementary6.8 km
Clarence Fulton SecondaryElementary7.1 km
Mission Hill ElementaryElementary9.0 km
Alexis Park ElementaryElementary10.1 km
St James(Independent)Elementary10.3 km
Kidston ElementaryElementary10.5 km
Ecole Beairsto ElementaryElementary10.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 8.3% ($123,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,184,000.00
Periodic payment — Principal & Interest (monthly)$7,638.77
Additional monthly expenses (strata, tax, utilities, etc.)$336.58
Total monthly cost$7,975.35
Interest paid over 5-yr term$339,337.80
Balance at end of term$1,065,011.83

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$123,000
Stress test qualifying rate8.09%
Payment you must qualify for$10,434.86

Cash Needed at Closing

Minimum down payment$123,000
Estimated BC PTT$27,600
Legal / closing costs (typical estimate)$1,500
Total cash needed$152,100

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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