Property Type: Detached HouseOwnership: FreeholdRECENTLY LISTED

900 7TH Street

Montrose, BC V0G1P0

$699,000

4 bed3 bath4 parking3,182 sqftBuilt 1994
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
0.18 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,292

Interior

Basement
Full
Heating
Forced air
Cooling / A/C
Central air conditioning
Fireplace
None
Flooring
Mixed Flooring

Exterior & Lot

Exterior features
Stucco

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
4 — covered indicated
Features
Attached Garage

Room Dimensions

RoomLevelDimensions
FoyerBasement10'0'' x 8'0''
Recreation roomBasement24'0'' x 21'0''
4pc Ensuite bathMain level
4pc Ensuite bathBasement
Dining nookMain level10'0'' x 6'0''
Dining nookBasement8'0'' x 10'0''
Laundry roomMain level6'0'' x 10'0''
Family roomMain level10'0'' x 15'5''
4pc BathroomMain level
Primary BedroomMain level12'0'' x 13'4''
Primary BedroomBasement14'0'' x 20'0''
BedroomMain level10'0'' x 12'0''
BedroomMain level10'0'' x 12'0''
Dining roomMain level10'0'' x 12'5''
Living roomMain level12'5'' x 16'0''
KitchenMain level7'0'' x 11'5''

Listing Information

MLS®
10398896
Listed
August 26, 2026
Time on market
On the market for 5 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX All Pro Realty · Data source: CREA DDF.

Description

This home has been thoughtfully and precisely transformed, professionally renovated into a one-of-a-kind residence that blends elevated design with everyday functionality. The attention to detail is undeniable, with high ceilings and custom, high-end finishes carried throughout. The sunken living room creates a striking focal point, highlighted by a large architectural window that captures the morning light beautifully. The adjoining dining area seamlessly connects to a designer kitchen featuring custom oak cabinetry, Silestone countertops, high-end stainless steel appliances, an eating bar, and a cozy nook. Step directly onto the private deck, complete with a pass-through gas fireplace. Upstairs, you’ll find 3 spacious bedrooms generous closets, and custom blinds. The primary suite offers a walk-in closet and a stunning ensuite. The main floor also includes a full bathroom, a well-appointed laundry room, and convenient access from the garage. The lower level is designed for lifestyle featuring a wet bar, theatre space, and games area with new plush carpeting. Complete with a separate entrance, oversized mudroom, a second primary-style bedroom with a spa-inspired ensuite with heated floors and an 8-foot walk-in shower, and an impressive walk-in closet. Situated on a corner lot, the exterior has been fully refreshed with new paint, landscaping, a private deck with hot tub and a large storage shed. A rare offering where design, space, and function come together seamlessly. (id:63159)

Values & Trends

This listing

$220/sqft

Building average

No other active listings in this building

Village of Montrose average

$315/sqft

6 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Trail

17°C

Humidity 55%

Wind WNW 2 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Population

1,013

(2021 Census)

+1.7% since 2016

Density: 693.8/km²

Dwellings: 435

Median household income: $94,000

After-tax: $79,500

Immigrant population: 6.9%

Top countries of origin (% of total population)

  • United Kingdom2.5% · 25

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Fruitvale ElementaryElementary4.7 km
Glenmerry ElementaryElementary5.8 km
Kootenay Columbia SecondarySecondary8.0 km
J Lloyd Crowe SecondaryElementary8.5 km
St Michael's Elementary(Independent)Elementary8.6 km
James L Webster ElementaryElementary11.5 km
des Sept-sommetsElementary/Middle15.2 km
Rossland Summit SchoolElementary/Middle15.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay-Columbia (SD20)

Mortgage & Ownership Cost Calculator

Minimum required: 6.4% ($44,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$559,200.00
Periodic payment — Principal & Interest (monthly)$3,607.77
Additional monthly expenses (strata, tax, utilities, etc.)$600.00
Total monthly cost$4,207.77
Interest paid over 5-yr term$160,268.33
Balance at end of term$503,002.21

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$44,900
Stress test qualifying rate8.09%
Payment you must qualify for$5,029.80

Cash Needed at Closing

Minimum down payment$44,900
Estimated BC PTT$11,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$58,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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