Property Type: Detached HouseOwnership: Freehold

908 Craig Rd

Ladysmith, BC V9X1K5

$979,900

5 bed3 bath4 parking2,178 sqftBuilt 2024
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Property Details

Property & Lot

Sub-type
House
Lot size
7,390 square feet
Zoning
Residential

R-1-A

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$2,467

Interior

Heating
Heat Pump
Cooling / A/C
See Remarks
Fireplace
Yes (1)

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
BathroomLower level8'11 x 4'10
BedroomLower level11'2 x 12'7
Primary BedroomLower level11'2 x 10'9
Living roomLower level11'
KitchenLower level12'10
EntranceLower level9'1 x 14'4
Laundry roomMain level5'11 x 8'10
BathroomMain level5'11 x 9'6
EnsuiteMain level5'10
BedroomMain level11'2 x 11'8
BedroomMain level11'2 x 11'5
Primary BedroomMain level13'2 x 17'10
Living roomMain level11'4 x 21'9
KitchenMain level10'2 x 18'10

Listing Information

MLS®
1047100
Listed
August 17, 2026
Time on market
On the market for 14 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Harbour Realty Ltd. · Data source: CREA DDF.

Description

Welcome to 908 Craig Road, a thoughtfully designed modern home where quality construction, energy efficiency and exceptional attention to detail come together. Built to Step Code 3 standards, this impressive home features 10’ ceilings on the main level, 9’ ceilings down, a well-designed three-bedroom main living area and a separate two-bedroom suite—ideal for extended family or additional income. The bright, contemporary main level offers a spacious kitchen with ¾” prefinished birch cabinetry, granite countertops, raised island and roughed-in under-cabinet lighting. The generous living and dining areas extend to outdoor spaces on both sides of the home, creating an easy connection between indoor and outdoor living. The primary bedroom features a walk-in closet and beautifully finished ensuite with heated tile floors and a dual-head shower. Quality is evident throughout, with impressive 8’ solid-core interior doors finished in durable Arborite laminate, tiled bathrooms, soundproofing throughout the upper walls and enhanced sound separation between the main home and suite. Behind the finishes is equally impressive construction. The home incorporates a reinforced 10” concrete rear wall with two layers of 15M rebar, two internal concrete buttress walls and floor spans engineered to minimize deflection. Hardy panel and Hardy board cladding, a torch-on roof and thoughtful exterior detailing complete the modern design. Comfort and efficiency are enhanced by heat pumps serving the main living area, primary bedroom and separate suite, along with an HRV system. A natural-gas fireplace, gas-capable range, front and rear BBQ gas outlets, garage hot and cold water connections and a dedicated mechanical/storage room add everyday convenience. Outside, enjoy a landscaped yard with irrigation, a rainwater cistern roughed in for irrigation, balcony and patio water connections, and multiple outdoor living spaces. With its modern architecture, substantial construction, energy-conscious systems, quality finishes and versatile five-bedroom layout, 908 Craig Road offers a level of thoughtful design and craftsmanship that truly sets it apart. All information should be verified if fundamental to purchase. (id:63159)

Values & Trends

This listing

$450/sqft

Building average

No other active listings in this building

Ladysmith average

$550/sqft

69 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Nanaimo

Partly Cloudy

15°C

Partly Cloudy

Humidity 85%

Wind N 2 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

8,990

(2021 Census)

+5.3% since 2016

Density: 746.7/km²

Dwellings: 4,079

Median household income: $81,000

After-tax: $72,500

Immigrant population: 12.7%

Top countries of origin (% of total population)

  • United Kingdom4.9% · 440
  • United States of America1.3% · 120
  • Germany0.7% · 65
  • Netherlands0.5% · 45
  • Poland0.3% · 25
  • South Africa, Republic of0.3% · 25
  • India0.3% · 25
  • Mexico0.2% · 20

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Ladysmith PrimaryElementary3.4 km
Stz'uminus Senior Secondary(Independent)Secondary3.5 km
Ladysmith SecondarySecondary3.6 km
Ladysmith IntermediateElementary3.8 km
Chemainus Elementary Community SchoolElementary6.1 km
Chemainus SecondaryK-126.7 km
Thetis Island ElementaryElementary8.9 km
North Oyster ElementaryElementary9.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (3)

  • Rutti Park67 m
  • Unnamed338 m
  • Harbourview Park · 533 Louise Road634 m

Nearby places data: © OpenStreetMap contributors.

School district: Nanaimo-Ladysmith (SD68)

Mortgage & Ownership Cost Calculator

Minimum required: 7.4% ($72,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$783,920.00
Periodic payment — Principal & Interest (monthly)$5,057.59
Additional monthly expenses (strata, tax, utilities, etc.)$314.58
Total monthly cost$5,372.17
Interest paid over 5-yr term$224,673.73
Balance at end of term$705,138.58

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$72,990
Stress test qualifying rate8.09%
Payment you must qualify for$6,973.82

Cash Needed at Closing

Minimum down payment$72,990
Estimated BC PTT$17,598
Legal / closing costs (typical estimate)$1,500
Total cash needed$92,088

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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