9222 Smith Road
Vernon, BC V1H1K2
$1,950,000
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 1.5
- Lot size
- 1.06 acres
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $11,493
Interior
- Heating
- In Floor Heating, Hot Water
- Cooling / A/C
- Wall unit
- Fireplace
- Yes (1)
- Fireplace type
- Wood, Conventional
- Flooring
- Hardwood, Carpeted
Exterior & Lot
- Waterfront
- Waterfront on lake
Building
- Roof
- Tile, Unknown
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Bedroom | Second level | 8'3'' x 13'2'' |
| 4pc Bathroom | Second level | 11'11'' x 9'1'' |
| Bedroom | Second level | 10'0'' x 9'1'' |
| Primary Bedroom | Second level | 12'4'' x 17'4'' |
| Kitchen | Main level | 12'6'' x 17'4'' |
| Living room | Main level | 21'11'' x 21'2'' |
| Dining room | Main level | 14'10'' x 13'3'' |
| 3pc Bathroom | Main level | 6'2'' x 9'4'' |
| Laundry room | Main level | 12'6'' x 7'7'' |
| Foyer | Main level | 12'6'' x 5'3'' |
Listing Information
- MLS®
- 10385446
- Listed
- May 1, 2026
- Time on market
- On the market for 122 days
- Data last synced
- August 28, 2026
Listing provided by: RE/MAX Vernon · Data source: CREA DDF.
Description
Located on the shores of Okanagan Lake, this 3 bed, 2 bath gated lakeshore home with 230ft of lakefront is situated at the end of a quiet road on 1.06 acres zoned MUS offering unequalled privacy and seclusion. Enjoy unparalleled tranquility and breathtaking lake views from every angle of this exceptional property. With direct access to the lake, there are endless opportunities for water activities and relaxation. Boating enthusiasts will appreciate the private dock equipped with a boat lift. Enjoy Okanagan outdoor living on the secluded patio, perfect for entertaining guests, enjoying an afternoon beverage or simply unwinding while taking in the stunning lake views. The open plan living area is the heart of the home with its wood burning fireplace enclosed in a beautiful stone wall feature. The custom kitchen offers ample counter space, modern appliances, and stunning views of the lake while you prepare your meals. Vaulted ceilings and large windows create a cozy yet spacious area to relax and take in the natural beauty outside. Three spacious bedrooms provide plenty of room for family and guests with the master bedroom featuring an outside deck overlooking the lake. Enjoy the ultimate Okanagan lakefront lifestyle and make this stunning property yours today! (id:63159)
Values & Trends
This listing
$1,067/sqft
Building average
—
No other active listings in this building
Okanagan Landing average
$754/sqft
34 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
16°C
—
Humidity 69%
Wind ESE 14 km/h
Tonight
11°
Tuesday
27°
Tuesday night
14°
Wednesday
24°
Wednesday night
13°
Thursday
19°
Source: Environment and Climate Change Canada.
Population
44,519
(2021 Census)
+11% since 2016
Density: 461.7/km²
Dwellings: 21,287
Median household income: $73,500
After-tax: $66,500
Immigrant population: 12.4%
Top countries of origin (% of total population)
- United Kingdom2.3% · 1,030
- Germany1.2% · 550
- United States of America1% · 450
- India0.8% · 355
- Philippines0.7% · 315
- Netherlands0.6% · 270
- Poland0.3% · 150
- South Africa, Republic of0.3% · 125
Source: Statistics Canada, 2021 Census of Population.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Okanagan Landing Elementary | Elementary | 5.1 km |
| Ellison Elementary | Elementary | 7.7 km |
| Clarence Fulton Secondary | Elementary | 7.9 km |
| Mission Hill Elementary | Elementary | 9.8 km |
| Kidston Elementary | Elementary | 10.2 km |
| Kalamalka Secondary | Elementary | 10.8 km |
| St James(Independent) | Elementary | 11.1 km |
| Alexis Park Elementary | Elementary | 11.3 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
School district: Vernon (SD22)
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Mortgage & Ownership Cost Calculator
Minimum required: 20.0% ($390,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.