Property Type: Detached HouseOwnership: Freehold

8291 Okanagan Landing Road

Vernon, BC V1H1J5

$2,199,900

4 bed3.5 bath4 parking2,160 sqftBuilt 1972
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Property Details

Property & Lot

Sub-type
House
Stories
2
Lot size
1.02 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$9,313

Interior

Basement
Full
Heating
Forced air, See remarks
Cooling / A/C
Central air conditioning
Fireplace
Yes (2)
Fireplace type
Gas, Unknown
Flooring
Tile, Carpeted, Vinyl

Exterior & Lot

Exterior features
Brick, Stucco
View
Lake view, Mountain view, Valley view, View (panoramic)
Waterfront
Waterfront on lake

Building

Roof
Asphalt shingle, Tar & gravel, Unknown

Parking

Total spaces
4 — uncovered indicated
Features
Additional Parking

Room Dimensions

RoomLevelDimensions
StorageBasement19'4'' x 11'7''
Laundry roomBasement7'10'' x 10'9''
Family roomBasement20'9'' x 13'7''
BedroomBasement11'2'' x 9'7''
BedroomBasement11' x 8'2''
BedroomBasement13' x 9'8''
4pc BathroomBasement4'11'' x 8'7''
Primary BedroomMain level13'8'' x 16'
Living roomMain level21'5'' x 17'2''
KitchenMain level11'8'' x 11'1''
Dining roomMain level11'8'' x 13'3''
DenMain level9'7'' x 12'2''
4pc BathroomMain level8'2'' x 8'4''
2pc BathroomMain level4'2'' x 5'11''

Listing Information

MLS®
10392023
Listed
June 22, 2026
Time on market
On the market for 70 days
Data last synced
August 28, 2026

Listing provided by: Chamberlain Property Group · Data source: CREA DDF.

Description

Welcome to your Okanagan Lake retreat, where every day feels like a vacation and the lake is truly your backyard. This well-designed 4-bedroom, 3-bathroom walkout rancher on just over an acre in the highly sought-after Okanagan Landing area offers an exceptional lifestyle of privacy and prestige. With 66 feet of direct lake frontage, a new maintenance-free composite dock with custom lighting extends your living space onto the water, creating the perfect spot to moor your boat, swim, sunbathe, or launch your paddleboard. In the evenings, the dock lighting casts a magical glow across the lake, setting the scene for unforgettable entertaining or peaceful moments alone. With the potential to add an additional garage plus carriage house, this rare offering combines lakeside living with valuable future flexibility in one of Vernon’s most coveted neighbourhoods. (id:63159)

Values & Trends

This listing

$1,018/sqft

Building average

No other active listings in this building

Okanagan Landing average

$756/sqft

34 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Okanagan Landing ElementaryElementary2.4 km
Ellison ElementaryElementary4.9 km
Clarence Fulton SecondaryElementary5.2 km
Mission Hill ElementaryElementary7.1 km
Kidston ElementaryElementary8.2 km
Alexis Park ElementaryElementary8.4 km
St James(Independent)Elementary8.4 km
Ecole Beairsto ElementaryElementary8.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Vernon (SD22)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($439,980) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,759,920.00
Periodic payment — Principal & Interest (monthly)$11,354.41
Additional monthly expenses (strata, tax, utilities, etc.)$884.08
Total monthly cost$12,238.49
Interest paid over 5-yr term$504,398.13
Balance at end of term$1,583,053.73

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$439,980
Stress test qualifying rate8.09%
Payment you must qualify for$13,533.17

Cash Needed at Closing

Minimum down payment$439,980
Estimated BC PTT$43,997
Legal / closing costs (typical estimate)$1,500
Total cash needed$485,477

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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