Property Type: Detached HouseOwnership: Freehold

949 Pacific Pl

Duncan, BC V9L5S5

$1,270,000

3 bed3 bath8 parking2,509 sqftBuilt 1994
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Property Details

Property & Lot

Sub-type
House
Lot size
1.02 acres
Zoning
Residential

A-5

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$8,448.35

Interior

Heating
Heat Pump, Electric
Cooling / A/C
Air Conditioned
Fireplace
Yes (2)

Exterior & Lot

View
Mountain view

Parking

Total spaces
8

Room Dimensions

RoomLevelDimensions
EntranceLower level4'9 x 10'9
BathroomLower level4'2 x 5'10
BedroomMain level13'7 x 11'4
BedroomMain level13'7 x 11'3
Laundry roomMain level13'5 x 7'5
BathroomMain level9'6 x 5'3
EnsuiteMain level16'6 x 7'8
Primary BedroomMain level14'9
Family roomMain level14'7 x 19'3
Dining nookMain level9'3 x 5'7
KitchenMain level10'8
Dining roomMain level15'5 x 19'3
Living roomMain level13'5 x 20'10
EntranceMain level9'5 x 7'6

Listing Information

MLS®
1044583
Listed
August 4, 2026
Time on market
On the market for 27 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Duncan Realty · Data source: CREA DDF.

Description

Move in ready Maple Bay home on a private 1.02 acre setting. This 2509 SF home offers 3 bedrooms & 2.5 baths, surrounded by mature trees & meticulous landscaping that create exceptional privacy & a calm, retreat like feel. Main level features stunning wood flooring, abundant natural light, & a great layout with formal living & dining area plus a cozy family room adjoining the kitchen. The kitchen boasts granite counters, breakfast nook, & easy access to outdoor spaces. Spacious primary bedroom offers 3 closets & a fully remodelled ensuite with a walk in shower. 2 additional bedrms, a 2nd full bath, laundry room with sink complete the upper level. Updates include a new roof (2023), new heat pump/air handler (2025), repaved driveway, custom fencing, & poly B removal. Outdoor living shines with a cozy sitting area, hot tub, & beautifully maintained grounds. Further highlights: RV parking, oversized garage with workbench, detached carport with storage & clear pride of ownership throughout. (id:63159)

Values & Trends

This listing

$506/sqft

Building average

No other active listings in this building

East Duncan average

$469/sqft

72 active listing(s)

Parking: 8 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

13°C

Humidity 92%

Wind SSW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

5,047

(2021 Census)

+2.1% since 2016

Density: 2,450/km²

Dwellings: 2,620

Median household income: $53,200

After-tax: $49,600

Immigrant population: 11%

Top countries of origin (% of total population)

  • United Kingdom2.8% · 140
  • United States of America1.4% · 70
  • Germany1.1% · 55
  • Netherlands0.9% · 45
  • Philippines0.6% · 30
  • India0.4% · 20
  • Mexico0.3% · 15
  • Hungary0.2% · 10

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Maple Bay ElementaryElementary2.1 km
Queen of Angels School(Independent)Elementary/Middle5.2 km
Alex AitkenElementary6.0 km
Alexander ElementaryElementary6.3 km
Duncan Christian School(Independent)K-126.3 km
Crofton Elementary Community SchoolElementary6.3 km
Quamichan SchoolSecondary6.4 km
Des CascadesElementary6.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (1)

  • Lakeview Park275 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 8.0% ($102,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,016,000.00
Periodic payment — Principal & Interest (monthly)$6,554.89
Additional monthly expenses (strata, tax, utilities, etc.)$829.03
Total monthly cost$7,383.92
Interest paid over 5-yr term$291,188.52
Balance at end of term$913,895.29

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$102,000
Stress test qualifying rate8.09%
Payment you must qualify for$8,981.51

Cash Needed at Closing

Minimum down payment$102,000
Estimated BC PTT$23,400
Legal / closing costs (typical estimate)$1,500
Total cash needed$126,900

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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