Property Type: Detached HouseOwnership: Freehold

964 FERNIE Road

Kamloops, BC V2C1B3

$1,900,000

4 bed4.5 bath2200 parking3,433 sqftBuilt 1981
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Property Details

Property & Lot

Sub-type
House
Stories
1
Lot size
0.78 acres

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$6,675.3

Interior

Heating
Forced air, See remarks
Fireplace
None

Exterior & Lot

Pool
Inground pool

Building

Roof
Asphalt shingle, Unknown

Parking

Total spaces
2200 — covered indicated
Features
Attached Garage, Detached Garage, Additional Parking

Room Dimensions

RoomLevelDimensions
BedroomMain level8'9'' x 12'4''
BedroomMain level8'10'' x 10'1''
Full bathroomBasement
OtherBasement10'10'' x 13'10''
StorageBasement6' x 19'7''
StorageBasement8' x 8'
OtherBasement8'6'' x 11'11''
OfficeBasement8'11'' x 9'4''
BedroomBasement11'5'' x 11'9''
Recreation roomBasement12'1'' x 15'9''
Dining roomBasement10' x 14'
KitchenBasement12'7'' x 19'9''
Laundry roomMain level6'6'' x 9'11''
FoyerMain level5'10'' x 11'6''
Family roomMain level13'8'' x 20'6''
Full bathroomMain level
Full bathroomMain level
Partial ensuite bathroomMain level
Primary BedroomMain level10' x 11'5''
Living roomMain level12'6'' x 20'
KitchenMain level15'2'' x 10'4''

Listing Information

MLS®
10390173
Listed
June 4, 2026
Time on market
On the market for 88 days
Data last synced
August 28, 2026

Listing provided by: Coldwell Banker Executives Realty (Kamloops) · Data source: CREA DDF.

Description

Notable future development and building potential! This rare Guerin Creek property sits on a flat, private 34,018 sq. ft. lot (approx. 0.78 acre) just minutes from TRU, Sahali, and downtown. Excellent holding property or investment. The main home features an updated kitchen, 3 bedrooms up (master with half-bath ensuite), and 2 full baths, plus a self-contained 2-bedroom basement suite with ample storage. Unmatched parking and workspace infrastructure includes a massive 2,200 sq. ft. detached 4-bay shop and an attached 3-car garage—perfect for an RV, boat, and toys. Enjoy a private backyard oasis with an in-ground pool boasting a brand-new liner and pump. Unbeatable location, space, and utility. Listing Agent: Shambhu Chitharanjan | 2502990077 | Coldwell Banker Executives Realty Kamloops (id:63159)

Values & Trends

This listing

$553/sqft

Building average

No other active listings in this building

South Kamloops average

$390/sqft

28 active listing(s)

Parking: 2200 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Partly Cloudy

18°C

Partly Cloudy

Humidity 63%

Wind E 16 km/h

Tonight

13°

Tuesday

28°

Tuesday night

16°

Wednesday

25°

Wednesday night

15°

Thursday

23°

Source: Environment and Climate Change Canada.

Population

97,902

(2021 Census)

+8.4% since 2016

Density: 328.6/km²

Dwellings: 41,619

Median household income: $88,000

After-tax: $78,000

Immigrant population: 9.9%

Top countries of origin (% of total population)

  • United Kingdom1.5% · 1,425
  • India1.3% · 1,240
  • United States of America0.8% · 790
  • Philippines0.8% · 750
  • Germany0.6% · 555
  • Italy0.5% · 535
  • China0.3% · 320
  • South Africa, Republic of0.3% · 250

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

4

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Beattie ElementaryElementary1.2 km
Our Lady of Perpetual Help(Independent)Elementary1.8 km
Arthur Hatton ElementaryElementary2.0 km
Sa-Hali SecondaryElementary2.0 km
St. Ann's Academy(Independent)K-122.0 km
Kamloops Christian School(Independent)Elementary2.0 km
Norkam Secondary SchoolSecondary2.4 km
First Baptist Classical Academy of Kamloops(Independent)K-122.4 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (2)

  • Allan Powers Park · 330 Centre Avenue571 m
  • Campus Commons725 m

Nearby places data: © OpenStreetMap contributors.

School district: Kamloops-Thompson (SD73)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($380,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$1,520,000.00
Periodic payment — Principal & Interest (monthly)$9,806.52
Additional monthly expenses (strata, tax, utilities, etc.)$728.28
Total monthly cost$10,534.80
Interest paid over 5-yr term$435,636.37
Balance at end of term$1,367,244.92

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$380,000
Stress test qualifying rate8.09%
Payment you must qualify for$11,688.27

Cash Needed at Closing

Minimum down payment$380,000
Estimated BC PTT$36,000
Legal / closing costs (typical estimate)$1,500
Total cash needed$417,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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