Property Type: Detached HouseOwnership: Freehold

9857 Youbou Rd

Youbou, BC V0R3E1

$999,000

4 bed4 bath6 parking3,304 sqftBuilt 1999
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Property Details

Property & Lot

Sub-type
House
Lot size
0.91 acres
Zoning
Residential

LR-1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$4,563

Interior

Heating
Baseboard heaters, Electric
Cooling / A/C
None
Fireplace
Yes (3)

Exterior & Lot

View
Lake view, Mountain view

Parking

Total spaces
6

Room Dimensions

RoomLevelDimensions
SunroomOther5'11 x 12'1
PatioOther15'4
BathroomOther6'10 x 10'11
BedroomOther8'1
BedroomOther11'9
Living roomAdditional Accommodation20'3
KitchenAdditional Accommodation22'4 x 10'11
BathroomLower level2-Piece
OtherLower level7'6 x 9'6
Recreation roomLower level29'5 x 20'9
BathroomMain level7'1 x 12'9
BathroomMain level6'5 x 11'4
BedroomMain level10'5 x 19'5
Primary BedroomMain level15'7 x 17'2
Living roomMain level15'1 x 21'11
KitchenMain level17'9 x 20'6

Listing Information

MLS®
1040284
Listed
June 12, 2026
Time on market
On the market for 80 days
Data last synced
August 28, 2026

Listing provided by: Pemberton Holmes Ltd. (Cow Vall) · Data source: CREA DDF.

Description

Perched on a beautifully landscaped & fenced, south-facing almost one acre, this spacious home captures elevated lake & mountain views & tranquil privacy with direct access to parks, trails, beaches & the best of Cowichan Lake recreation right across the street. The main level is bright & spacious w/large picture windows, generous living room w/cozy wood stove, country kitchen with island & loads of counter & cupboard space, two spacious bdrms, both w/deck access, two baths & 2 expansive partially covered decks. Downstairs is a big rec room w/wood stove, built-in bar & a 2-piece bath. Also on the lower level is a self-contained 2-bdrm, 1-bath suite complete w/propane stove, its own sunroom & covered patio—ideal for extended family, guests or rental income. Additional features include an attached garage, carport, covered boat & RV storage, meandering pathways & fabulous outdoor living spaces, raised veggie beds & greenhouse & much more! An outdoor enthusiast’s dream - don't miss it! (id:63159)

Values & Trends

This listing

$302/sqft

Building average

No other active listings in this building

Youbou average

$474/sqft

14 active listing(s)

Parking: 6 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Nanaimo

Partly Cloudy

13°C

Partly Cloudy

Humidity 88%

Wind WSW 2 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Palsson ElementaryElementary8.8 km
Lake Cowichan ElementaryElementary8.9 km
Lake Cowichan SecondaryElementary8.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (3)

  • Price Park162 m
  • Lakeview Park545 m
  • Swordfern Park747 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 7.5% ($74,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$799,200.00
Periodic payment — Principal & Interest (monthly)$5,156.17
Additional monthly expenses (strata, tax, utilities, etc.)$545.25
Total monthly cost$5,701.42
Interest paid over 5-yr term$229,053.02
Balance at end of term$718,882.98

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$74,900
Stress test qualifying rate8.09%
Payment you must qualify for$7,106.01

Cash Needed at Closing

Minimum down payment$74,900
Estimated BC PTT$17,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$94,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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