Property Type: Land / LotOwnership: Freehold

Lacsa Creek Road Lot# 2

Harrop, BC V1L6P7

$540,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
10.76 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$2,445.85

Interior

Fireplace
None

Listing Information

MLS®
10382264
Listed
April 7, 2026
Time on market
On the market for 146 days
Data last synced
August 28, 2026

Listing provided by: LandQuest Realty Corp. (Interior) · Data source: CREA DDF.

Description

This 10.76-acre parcel is set in a quiet pocket just outside Harrop in the West Kootenays, offering a private and usable piece of land with flexible potential and easy access. The property is well-treed with mature forest and features gently varied terrain that is easy to navigate and well suited for development. Natural benches throughout provide multiple strong building sites for a home, cabin, or recreational setup. Backing onto Crown land, the parcel offers direct access to an extensive network of forest service roads and backcountry terrain, enhancing both privacy and long-term value. Access is via the Harrop-Procter cable ferry—a short 5-minute crossing operating on demand, 24/7. The property fronts onto Lasca Creek Road, providing reliable year-round access. A nearby path across the road and rail line leads to a quiet stretch of Kootenay Lake shoreline, offering convenient access to the water. No zoning, no building scheme, and no restrictive timelines. Build what you want, when you want—whether a home, cabin, or recreational retreat. A solid piece of land in a highly desirable area of the Kootenays (id:63159)

Location Insights

Weather

Nearest station: Nelson

12°C

Humidity 85%

Wind SE 3 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Redfish Elementary SchoolElementary3.0 km
des Sentiers-alpinsElementary/Middle10.8 km
Nelson Christian Community School(Independent)Elementary/Middle16.9 km
L V Rogers SecondarySecondary17.4 km
Secondaire de NelsonSecondary17.4 km
Hume Elementary SchoolElementary17.9 km
South Nelson ElementaryElementary19.1 km
Trafalgar Middle SchoolMiddle19.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay Lake (SD8)

Mortgage & Ownership Cost Calculator

Minimum required: 5.4% ($29,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$432,000.00
Periodic payment — Principal & Interest (monthly)$2,787.12
Additional monthly expenses (strata, tax, utilities, etc.)$203.82
Total monthly cost$2,990.94
Interest paid over 5-yr term$123,812.44
Balance at end of term$388,585.40

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$29,000
Stress test qualifying rate8.09%
Payment you must qualify for$3,929.41

Cash Needed at Closing

Minimum down payment$29,000
Estimated BC PTT$8,800
Legal / closing costs (typical estimate)$1,500
Total cash needed$39,300

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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