Property Type: Land / LotOwnership: Freehold

McKinnon Road Lot# C

Procter, BC V0G1V0

$597,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
10 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$1,375.96

Interior

Fireplace
None

Restrictions & Policies

Pets
Allowed

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Listing Information

MLS®
10392048
Listed
June 19, 2026
Time on market
On the market for 73 days
Data last synced
August 28, 2026

Listing provided by: Fair Realty (Nelson) · Data source: CREA DDF.

Description

A rare opportunity to own an exceptional, ten acre property, to build your dream home on a parcel of prime farm land in the heart of the Kootenays. Spectacular 360' views of the surrounding pastoral acreages and mountains including the Purcell Mountains to the north. The land is fertile and comes hay-ready, with a working irrigation system and two water licenses on an state-of-the-art community water user's system and soil restored through years of rototilling and discing. The land is seeded with a premium horse-quality hay mix of Timothy and Brome, producing strong yields each year. A small orchard sits in the northwest corner: with Bartlett pear, two 100-year-old heritage Gravenstein apples (heavy crops in alternate years), two McIntosh apples, and one unidentified heritage variety. Near the fruit trees, there is a riding arena (needing restoration) and three horse shelters offering a solid base for equestrian plans. Located just outside of Procter, BC, minutes from Sunshine Bay Beach, with an 8 km cable-ferry hop to Balfour and about 35–40 min to Nelson — offering rural peace close to amenities. Just waiting for your vision to bring your dream to fruition. (id:63159)

Location Insights

Weather

Nearest station: Nelson

16°C

Humidity 65%

Wind E 4 km/h

Tonight

10°

Tuesday

27°

Tuesday night

13°

Wednesday

20°

Wednesday night

12°

Thursday

18°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Redfish Elementary SchoolElementary4.6 km
Crawford Bay Elem-SecondaryK-1213.6 km
des Sentiers-alpinsElementary/Middle17.9 km
Nelson Christian Community School(Independent)Elementary/Middle23.6 km
L V Rogers SecondarySecondary24.1 km
Secondaire de NelsonSecondary24.1 km
Hume Elementary SchoolElementary24.6 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Kootenay Lake (SD8)

Mortgage & Ownership Cost Calculator

Minimum required: 5.8% ($34,700) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$477,600.00
Periodic payment — Principal & Interest (monthly)$3,081.31
Additional monthly expenses (strata, tax, utilities, etc.)$114.66
Total monthly cost$3,195.98
Interest paid over 5-yr term$136,881.53
Balance at end of term$429,602.74

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$34,700
Stress test qualifying rate8.09%
Payment you must qualify for$4,323.89

Cash Needed at Closing

Minimum down payment$34,700
Estimated BC PTT$9,940
Legal / closing costs (typical estimate)$1,500
Total cash needed$46,140

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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