Lot 1 Alma Rd
Duncan, BC V9L5M7
$640,000
Property Details
Property & Lot
- Lot size
- 1.09 acres
- Zoning
- Residential/Commercial
R1
Ownership & Fees
- Property type
- Land / Lot
- Ownership
- Freehold
- Annual property tax
- $3,484.29
Interior
- Fireplace
- None
Exterior & Lot
- View
- Lake view
Parking
- Total spaces
- 5 — uncovered indicated
- Features
- RV
Listing Information
- MLS®
- 1040650
- Listed
- June 17, 2026
- Time on market
- On the market for 76 days
- Data last synced
- August 28, 2026
Listing provided by: Pemberton Holmes Ltd. (Cow Vall) · Data source: CREA DDF.
Description
Exceptional acreage offering spectacular views and lake access to Quamichan Lake in one of the Cowichan Valley’s most sought-after locations. This gently sloping lot is ideally suited for a walk-out basement design, allowing you to take full advantage of the stunning lake views and ever-changing scenery. Watch the sunrise over the water and, at times, the Canadian rowing team training on the lake below. Situated on a quiet paved road just off Maple Bay Road, this fully serviced property has hydro, water, and natural gas available at the lot line. Residential zoning permits additional accommodation, and with no building scheme, you have the freedom to create the home and lifestyle you envision. An easement provides direct lake access. Minutes from Maple Bay’s marinas, pubs, float plane service, and endless hiking and biking trails on Mt. Tzouhalem, Mt. Prevost, and Maple Mountain. (id:63159)
Location Insights
Weather
15°C
—
Humidity 82%
Wind NNW calm km/h
Tonight
12°
Tuesday
21°
Tuesday night
14°
Wednesday
16°
Wednesday night
11°
Thursday
17°
Source: Environment and Climate Change Canada.
Population
5,047
(2021 Census)
+2.1% since 2016
Density: 2,450/km²
Dwellings: 2,620
Median household income: $53,200
After-tax: $49,600
Immigrant population: 11%
Top countries of origin (% of total population)
- United Kingdom2.8% · 140
- United States of America1.4% · 70
- Germany1.1% · 55
- Netherlands0.9% · 45
- Philippines0.6% · 30
- India0.4% · 20
- Mexico0.3% · 15
- Hungary0.2% · 10
Source: Statistics Canada, 2021 Census of Population.
Location Accessibility
Our own metric — not an official Walk Score®.
Amenities
7
1/9 categories nearby
Transit
—
Not enough data yet
How this is calculated
Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.
Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.
Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Queen of Angels School(Independent) | Elementary/Middle | 889 m |
| Duncan Christian School(Independent) | K-12 | 2.0 km |
| Maple Bay Elementary | Elementary | 2.1 km |
| Alexander Elementary | Elementary | 2.2 km |
| Quamichan School | Secondary | 2.3 km |
| Alex Aitken | Elementary | 2.4 km |
| Des Cascades | Elementary | 2.6 km |
| Cowichan Open School | Secondary | 3.9 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
Nearby Places
Parks (4)
- Swan's Nest Park446 m
- Sterling Ridge Park450 m
- Art Mann Park669 m
- Harmony Park672 m
Nearby places data: © OpenStreetMap contributors.
School district: Cowichan (SD79)
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Mortgage & Ownership Cost Calculator
Minimum required: 6.1% ($39,000) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.