Property Type: Land / LotOwnership: Freehold

784 Udell Road

Vernon, BC V1H2E3

$155,000

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.51 acres
Frontage
223 feet

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$584.89

Interior

Fireplace
None

Exterior & Lot

View
Mountain view

Listing Information

MLS®
10376809
Listed
March 2, 2026
Time on market
On the market for 182 days
Data last synced
August 28, 2026

Listing provided by: 3 Percent Realty Inc. · Data source: CREA DDF.

Description

Check out this flat corner lot to build your new home in a great area off of Westside road! Your 0.51 acre lot is in a quiet neighbourhood of newer homes and is ready to start building. A septic plan has been approved by Interior Health and is ready to schedule installation. Your home will be a few minutes to Okanagan Lake, Fintry Provincial Park, hiking trails and so many outdoor activities, you will never be bored! You will be 30 minutes to Vernon and about 45 minutes to Kelowna. You will never regret the lake and Mountain views on your drive from Vernon or Kelowna! Book your showing today! (id:63159)

Location Insights

Weather

16°C

Humidity 69%

Wind ESE 14 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Oyama Traditional SchoolElementary13.1 km
Okanagan Landing ElementaryElementary13.4 km
Ellison ElementaryElementary16.0 km
Davidson Road ElementaryElementary16.0 km
Clarence Fulton SecondaryElementary16.2 km
Mission Hill ElementaryElementary18.2 km
George Elliot SecondarySecondary18.7 km
Kidston ElementaryElementary18.7 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($7,750) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$124,000.00
Periodic payment — Principal & Interest (monthly)$800.01
Additional monthly expenses (strata, tax, utilities, etc.)$48.74
Total monthly cost$848.75
Interest paid over 5-yr term$35,538.76
Balance at end of term$111,538.40

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$7,750
Stress test qualifying rate8.09%
Payment you must qualify for$1,132.30

Cash Needed at Closing

Minimum down payment$7,750
Estimated BC PTT$1,550
Legal / closing costs (typical estimate)$1,500
Total cash needed$10,800

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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