Property Type: Land / LotOwnership: Freehold

Lot 17 ORCA ROAD

Garden Bay, BC V0N1S1

$182,500

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Property Details

Property & Lot

Lot size
12,632 square feet
Frontage
101 feet

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$1,011.96 (2024)

Interior

Fireplace
None

Listing Information

MLS®
R2946093
Listed
November 21, 2024
Time on market
On the market for 648 days
Tax assessment year
2024
Data last synced
August 28, 2026

Listing provided by: Sutton Group-West Coast Realty · Data source: CREA DDF.

Description

Nestled near Daniel Point, this lot boasts a prime location close to hiking trails, serene local lakes, and just a short walk to Lee Bay. Surrounded by numerous marinas, including the renowned John Henry's Marina & Resort just a short drive away, this property offers the perfect setting to build your dream home in one of Garden Bay's most sought-after subdivisions. Priced to sell, this is an opportunity you won't want to miss. (id:63159)

Location Insights

Weather

Nearest station: Sechelt

16°C

Humidity 83%

Wind NW 5 km/h

Tonight

13°

Tuesday

20°

Tuesday night

14°

Wednesday

17°

Wednesday night

12°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Madeira Park ElementaryElementary3.5 km
Pender Harbour Elem-SecondaryK-127.0 km
Halfmoon Bay ElementaryElementary21.9 km
False Bay SchoolK-1222.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Sunshine Coast (SD46)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($9,125) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$146,000.00
Periodic payment — Principal & Interest (monthly)$941.94
Additional monthly expenses (strata, tax, utilities, etc.)$84.33
Total monthly cost$1,026.27
Interest paid over 5-yr term$41,844.02
Balance at end of term$131,327.47

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$9,125
Stress test qualifying rate8.09%
Payment you must qualify for$1,333.19

Cash Needed at Closing

Minimum down payment$9,125
Estimated BC PTT$1,825
Legal / closing costs (typical estimate)$1,500
Total cash needed$12,450

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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