Property Type: Land / LotOwnership: Freehold

Lot 2 Meadow Creek Road

Celista, BC V0E1M6

$279,000

Get Directions

Property Details

Property & Lot

Sub-type
Other
Lot size
1.15 acres

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$1,001

Interior

Fireplace
None

Listing Information

MLS®
10395744
Listed
July 27, 2026
Time on market
On the market for 35 days
Data last synced
August 28, 2026

Listing provided by: Century 21 Lakeside Realty Ltd. · Data source: CREA DDF.

Description

Discover the perfect opportunity to own 1.15 acres in the heart of Celista, nestled in the desirable North Shuswap. This nearly flat property offers water, power, and cable at the lot line, providing the perfect blank canvas to build your dream home, vacation retreat, or investment property. One of Celista's greatest advantages is the absence of zoning bylaws, offering exceptional flexibility for a full-time residence, recreational getaway, or income-generating short-term rental. With no time commitment to build, you can enjoy the property today while planning for the future. Surrounded by trees for added privacy, this peaceful acreage is located just three minutes from Shuswap Lake and the Bristow Road Boat Launch, with North Shuswap Elementary School and Convenience Store conveniently nearby. While some burned trees remain from the 2023 wildfire, this property represents an outstanding opportunity to own an affordable and versatile piece of the Shuswap lifestyle. Whether you're seeking a recreational escape, a future homesite, or a smart investment, the possibilities are endless. Call today to book your private showing! (id:63159)

Location Insights

Weather

Nearest station: Salmon Arm

16°C

Humidity 84%

Wind SSE 5 km/h

Tonight

10°

Tuesday

25°

Tuesday night

14°

Wednesday

23°

Wednesday night

12°

Thursday

20°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
North Shuswap ElementaryElementary/Middle2.6 km
Sorrento ElementaryElementary11.3 km
Carlin Elementary MiddleElementary/Middle15.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Okanagan-Shuswap (SD83)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($13,950) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$223,200.00
Periodic payment — Principal & Interest (monthly)$1,440.01
Additional monthly expenses (strata, tax, utilities, etc.)$83.42
Total monthly cost$1,523.43
Interest paid over 5-yr term$63,969.76
Balance at end of term$200,769.12

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$13,950
Stress test qualifying rate8.09%
Payment you must qualify for$2,038.14

Cash Needed at Closing

Minimum down payment$13,950
Estimated BC PTT$3,580
Legal / closing costs (typical estimate)$1,500
Total cash needed$19,030

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information