Property Type: Land / LotOwnership: Freehold

LOT 14 FLAGSHIP ROAD

Garden Bay, BC V0N1S1

$599,000

Get Directions

Property Details

Property & Lot

Lot size
1.88 acres
Frontage
136 feet

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$2,737.51 (2024)

Interior

Fireplace
None

Exterior & Lot

View
View
Waterfront
Waterfront

Listing Information

MLS®
R3111321
Listed
April 14, 2026
Time on market
On the market for 139 days
Tax assessment year
2024
Data last synced
August 28, 2026

Listing provided by: Royal LePage Sussex · Data source: CREA DDF.

Description

Discover this truly spectacular 1.88 acre waterfront property in exclusive "Pender Harbour Landing" with breathtaking ocean & island views. Nestled among mossy rock outcroppings and surrounded by Arbutus, Cedar, and Fir trees, this property boasts prime sunshine exposure and a level entry, providing a perfect canvas for your dream home. You'll enjoy nearby access to hiking trails, freshwater lakes, the ocean & all other recreational activities this area is prized for. Plus, inquire about the unique Foreshore Licence that offers potential moorage options. Don´t miss this opportunity to build your ideal retreat in a serene and picturesque setting! Contact us today for more details. (id:63159)

Location Insights

Weather

Nearest station: Sechelt

16°C

Humidity 83%

Wind NW 5 km/h

Tonight

13°

Tuesday

20°

Tuesday night

14°

Wednesday

17°

Wednesday night

12°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Madeira Park ElementaryElementary2.3 km
Pender Harbour Elem-SecondaryK-126.1 km
Halfmoon Bay ElementaryElementary20.7 km
False Bay SchoolK-1222.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Sunshine Coast (SD46)

Mortgage & Ownership Cost Calculator

Minimum required: 5.8% ($34,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$479,200.00
Periodic payment — Principal & Interest (monthly)$3,091.64
Additional monthly expenses (strata, tax, utilities, etc.)$228.13
Total monthly cost$3,319.76
Interest paid over 5-yr term$137,340.10
Balance at end of term$431,041.95

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$34,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,337.73

Cash Needed at Closing

Minimum down payment$34,900
Estimated BC PTT$9,980
Legal / closing costs (typical estimate)$1,500
Total cash needed$46,380

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

Request more information