Property Type: Land / LotOwnership: Strata

LOT 10 PINEHAVEN WAY

Pender Harbour, BC V0N1S1

$639,000

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Property Details

Property & Lot

Lot size
8,518 square feet
Frontage
51 feet

Ownership & Fees

Property type
Land / Lot
Ownership
Strata
Annual property tax
$2,659.94 (2025)

Interior

Fireplace
None

Exterior & Lot

View
View
Waterfront
Waterfront

Listing Information

MLS®
R3102537
Listed
March 24, 2026
Time on market
On the market for 160 days
Tax assessment year
2025
Data last synced
August 28, 2026

Listing provided by: Homelife Advantage Realty Ltd. · Data source: CREA DDF.

Description

ONE OF PENDER HARBOUR'S FINEST WATERFRONT LOTS. Located in the Beautiful Waterfront Development "Whittakers". This spectacular property is low bank waterfront with a south/west facing backyard that over looks the entrance to Pender Harbour. At Whittakers you own a share in the marina so you can park your boat where you live and see it from your new home. Pride of ownership is evident from the moment you enter the development and this is one of the finest lots in the development. The property will allow for a level driveway and is suited for a ranch style home with walk out basement. Preliminary home plans are available or design your own home. The property has been recently surveyed and stakes are in the ground defining the building envelope. Don't wait, start living the dream today. (id:63159)

Location Insights

Weather

Nearest station: Sechelt

16°C

Humidity 83%

Wind NW 5 km/h

Tonight

13°

Tuesday

20°

Tuesday night

14°

Wednesday

17°

Wednesday night

12°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Madeira Park ElementaryElementary2.0 km
Pender Harbour Elem-SecondaryK-125.9 km
Halfmoon Bay ElementaryElementary20.4 km
False Bay SchoolK-1222.3 km
West Sechelt ElementaryElementary24.9 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Sunshine Coast (SD46)

Mortgage & Ownership Cost Calculator

Minimum required: 6.1% ($38,900) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$511,200.00
Periodic payment — Principal & Interest (monthly)$3,298.09
Additional monthly expenses (strata, tax, utilities, etc.)$221.66
Total monthly cost$3,519.75
Interest paid over 5-yr term$146,511.39
Balance at end of term$459,826.05

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$38,900
Stress test qualifying rate8.09%
Payment you must qualify for$4,614.56

Cash Needed at Closing

Minimum down payment$38,900
Estimated BC PTT$10,780
Legal / closing costs (typical estimate)$1,500
Total cash needed$51,180

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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