Property Type: Detached HouseOwnership: Freehold

LT 1 Ruxton Island

Ruxton Island, BC V9G1A4

$975,000

3 bed2 bath1,400 sqftBuilt 2005
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Property Details

Property & Lot

Sub-type
House
Lot size
0.63 acres
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$1,712

Interior

Heating
Wood
Cooling / A/C
None
Fireplace
Yes (3)

Exterior & Lot

View
Mountain view, Ocean view
Waterfront
Waterfront on ocean

Parking

Features
Other

Room Dimensions

RoomLevelDimensions
BedroomMain level12' x 10'
BedroomSecond level10' x 8'
Primary BedroomSecond level10'
BathroomSecond level3-Piece
BathroomMain level3-Piece
KitchenMain level
Living roomMain level

Listing Information

MLS®
1005198
Listed
July 3, 2025
Time on market
On the market for 424 days
Data last synced
August 28, 2026

Listing provided by: Newport Realty Ltd. · Data source: CREA DDF.

Description

ISLAND LIVING OFF-GRID! Welcome to DREAMCATCHER! West Coast lifestyle, natural beauty & sheer artisitc luxury awaits from this WATERFRONT ESTATE! Situated within the DeCourcy Group, Ruxton Island offers remote privacy, waterfront living & only a short boat ride from Nanaimo, Ladysmith or Gabriola Island or by floatplane! Enjoy all conveniences of living off-grid in this custom built, uniquely designed home by Norwegian Artist & Master Craftsman. Incredible use of wood, light and windows offers magical living and stunning views of Valdes & Plyades Channel thru floor to ceiling windows. Fantastic layout provides space for everyone to enjoy. Stay cosy next to the woodstoves or enjoy alfresco living on the many decks with easy access to your foreshore 48ft welded aluminum ramp & 20ft dock. Turnkey and ready with many outbuildings, workshop, wood storage, ''She Sea Shack'', solar panels, inverter, batteries, generator, propane, fresh water collection & so much more in this one-of-a-kind retreat! Your Dream Beckons! (id:63159)

Values & Trends

This listing

$696/sqft

Building average

No other active listings in this building

Ruxton Island average

$1,006/sqft

3 active listing(s)

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Nanaimo

Partly Cloudy

15°C

Partly Cloudy

Humidity 87%

Wind SW 3 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Thetis Island ElementaryElementary8.9 km
Stz'uminus Senior Secondary(Independent)Secondary11.1 km
North Oyster ElementaryElementary11.3 km
Cedar ElementaryElementary11.3 km
Cedar SecondarySecondary12.6 km
Ladysmith IntermediateElementary13.2 km
Qwam Qwum Stuwixwulh Community SchoolElementary13.3 km
Ladysmith PrimaryElementary13.5 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (3)

  • Ruxton Island Park 1228 m
  • Ruxton Island Park 3484 m
  • Ruxton Island Park 2755 m

Nearby places data: © OpenStreetMap contributors.

School district: Nanaimo-Ladysmith (SD68)

Mortgage & Ownership Cost Calculator

Minimum required: 7.4% ($72,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$780,000.00
Periodic payment — Principal & Interest (monthly)$5,032.30
Additional monthly expenses (strata, tax, utilities, etc.)$212.67
Total monthly cost$5,244.96
Interest paid over 5-yr term$223,550.24
Balance at end of term$701,612.52

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$72,500
Stress test qualifying rate8.09%
Payment you must qualify for$6,939.91

Cash Needed at Closing

Minimum down payment$72,500
Estimated BC PTT$17,500
Legal / closing costs (typical estimate)$1,500
Total cash needed$91,500

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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