Property Type: Detached HouseOwnership: Freehold

188 Long Island Lane

Decourcy Island, BC A1A1A1

$789,900

2 bed2 bath4 parking1,602 sqftBuilt 2018
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Property Details

Property & Lot

Sub-type
House
Lot size
0.61 acres
Zoning
Residential

SR

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$1,736

Interior

Heating
Solar
Cooling / A/C
None
Fireplace
Yes (1)

Exterior & Lot

View
Ocean view
Waterfront
Waterfront on ocean

Parking

Total spaces
4

Room Dimensions

RoomLevelDimensions
BathroomOther2-Piece
LoftOther9'4 x 10'11
KitchenOther8'7 x 10'11
Living roomOther10'5 x 10'11
BedroomSecond level13'9 x 10'5
LoftSecond level16'7 x 9'10
Primary BedroomMain level13'2 x 9'10
Laundry roomMain level7'6 x 5'2
BathroomMain level4-Piece
EntranceMain level17'2 x 4'10
KitchenMain level17'2 x 10'2
Dining roomMain level17'3 x 6'8
Living roomMain level13'7 x 14'10

Listing Information

MLS®
1036688
Listed
May 13, 2026
Time on market
On the market for 111 days
Data last synced
August 28, 2026

Listing provided by: REMAX Professionals (NA) · Data source: CREA DDF.

Description

Welcome to your own slice of West Coast paradise on beautiful DeCourcy Island. This stunning 0.61-acre low-bank waterfront property offers 181 feet of shoreline with a rare combination of privacy, sunshine, and easy beach access in one of the island’s most desirable settings. Built in 2018, the exceptionally well-crafted main cabin features 1,207 sq ft of living space with 2 bedrooms plus a loft, showcasing dramatic vaulted ceilings, exposed wood beams, beautiful wood flooring, and expansive windows that perfectly frame the picturesque oceanfront scenery while filling the home with natural light. Thoughtfully designed for comfortable off-grid living, the cabin includes a stylish 4-piece bathroom, cozy wood-burning fireplace, gas hot water, gas cooktop, solar electric fridge, hard-surface countertops, and spacious decks overlooking the ever-changing waterfront views. A charming detached bunkie with loft provides ideal guest accommodation and is equipped with water and 12V power, while the additional lean-to offers excellent space for wood storage and a functional workshop area. The property is fully equipped with a well, cisterns, generator, efficient 24-volt power system, solar panels, and septic system, allowing for effortless recreational living with nothing left to do but arrive and enjoy. The shoreline is truly exceptional, featuring a beautiful mix of rock outcroppings and sandbars perfect for exploring, kayaking, beachcombing, and embracing the coastal lifestyle. Conveniently located just a short drive to the island marina with boat moorage and seaplane access, this remarkable property offers the perfect balance of peaceful remote living while remaining within easy reach of Vancouver Island. Measurements are approximate and data should be verified if important. (id:63159)

Values & Trends

This listing

$493/sqft

Building average

No other active listings in this building

Decourcy Island average

$1,547/sqft

1 active listing(s)

Parking: 4 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Nanaimo

Partly Cloudy

13°C

Partly Cloudy

Humidity 88%

Wind WSW 2 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

11

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Cedar ElementaryElementary7.5 km
Cedar SecondarySecondary8.1 km
Qwam Qwum Stuwixwulh Community SchoolElementary8.6 km
Gabriola ElementaryElementary9.5 km
North Oyster ElementaryElementary10.0 km
Chase River ElementaryElementary12.2 km
Cinnabar Valley ElementaryElementary12.7 km
Fulford Community ElementaryElementary13.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (2)

  • Link Bay Community Park · 233 Cardale Road181 m
  • Cardale Road Community Park · 305 Cardale Road678 m

Nearby places data: © OpenStreetMap contributors.

School district: Nanaimo-Ladysmith (SD68)

Mortgage & Ownership Cost Calculator

Minimum required: 6.8% ($53,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$631,920.00
Periodic payment — Principal & Interest (monthly)$4,076.93
Additional monthly expenses (strata, tax, utilities, etc.)$224.67
Total monthly cost$4,301.60
Interest paid over 5-yr term$181,110.09
Balance at end of term$568,414.08

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$53,990
Stress test qualifying rate8.09%
Payment you must qualify for$5,658.89

Cash Needed at Closing

Minimum down payment$53,990
Estimated BC PTT$13,798
Legal / closing costs (typical estimate)$1,500
Total cash needed$69,288

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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