Property Type: Detached HouseOwnership: Freehold

10190 View St

Chemainus, BC V0R2K0

$684,400

5 bed2 bath3 parking2,128 sqftBuilt 1970
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Property Details

Property & Lot

Sub-type
House
Lot size
10,934 square feet
Zoning
Residential

R3

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,252.4

Interior

Heating
Forced air, Natural gas
Cooling / A/C
None
Fireplace
None

Exterior & Lot

View
Ocean view

Parking

Total spaces
3

Room Dimensions

RoomLevelDimensions
EntranceLower level7'9 x 12'10
BedroomLower level13'1 x 13'1
BathroomLower level4-Piece
KitchenLower level13'0 x 10'10
Living roomLower level12'9 x 12'11
BedroomLower level10'8 x 6'10
Laundry roomLower level13'0 x 6'11
BedroomMain level8'2 x 11'11
BedroomMain level9'7 x 10'0
Primary BedroomMain level13'2 x 10'8
BathroomMain level4-Piece
KitchenMain level9'6 x 14'9
Dining roomMain level8'6 x 8'9
Living roomMain level13'2 x 13'11

Listing Information

MLS®
1044679
Listed
July 30, 2026
Time on market
On the market for 32 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Island Properties (DU) · Data source: CREA DDF.

Description

Discover the perfect blend of comfort, space, and stunning scenery in the heart of charming Chemainus! Enjoy fantastic ocean views from this affordable home, nestled in a peaceful, quiet neighbourhood. The bright and open main floor features a spacious living room, generous dining area, and an efficient kitchen — ideal for everyday living and entertaining.Upstairs (main level) you’ll find 3 bedrooms and a 4-piece bathroom. Downstairs offers a convenient laundry area, a 4th bedroom, and a legal 1-bedroom suite complete with its own living room, 4-piece bathroom, bedroom, and kitchen — perfect for extended family, guests, or mortgage-helping rental income.Step outside to a large deck, ideal for summer gatherings while soaking in those exquisite ocean views. The property is beautifully landscaped with an easy-care lot, making maintenance a breeze.Whether you’re looking for a family home with income potential or a serene coastal retreat, this Chemainus gem has it all (id:63159)

Values & Trends

This listing

$322/sqft

Building average

No other active listings in this building

Chemainus average

$543/sqft

29 active listing(s)

Parking: 3 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Duncan

14°C

Humidity 86%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Nearby Schools

SchoolTypeDistance
Chemainus Elementary Community SchoolElementary899 m
Chemainus SecondaryK-121.5 km
Stz'uminus Senior Secondary(Independent)Secondary6.6 km
Thetis Island ElementaryElementary8.2 km
Ladysmith PrimaryElementary8.5 km
Ladysmith SecondarySecondary8.7 km
Ladysmith IntermediateElementary8.8 km
Crofton Elementary Community SchoolElementary11.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 6.3% ($43,440) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$547,520.00
Periodic payment — Principal & Interest (monthly)$3,532.41
Additional monthly expenses (strata, tax, utilities, etc.)$543.70
Total monthly cost$4,076.11
Interest paid over 5-yr term$156,920.81
Balance at end of term$492,496.01

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$43,440
Stress test qualifying rate8.09%
Payment you must qualify for$4,928.76

Cash Needed at Closing

Minimum down payment$43,440
Estimated BC PTT$11,688
Legal / closing costs (typical estimate)$1,500
Total cash needed$56,628

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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