Property Type: Detached HouseOwnership: Freehold

430 Davis Rd

Ladysmith, BC V9G1V5

$799,900

4 bed3 bath2 parking2,726 sqftBuilt 1954
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Property Details

Property & Lot

Sub-type
House
Lot size
10,122 square feet
Zoning
Residential

R1

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$5,516.65

Interior

Heating
Heat Pump, Forced air, Natural gas
Cooling / A/C
Air Conditioned
Fireplace
Yes (1)

Exterior & Lot

View
Mountain view, Ocean view

Parking

Total spaces
2

Room Dimensions

RoomLevelDimensions
StorageLower level23'9 x 4'9
KitchenAdditional Accommodation13'10 x 6'0
StorageLower level12'8 x 11'10
OtherLower level16'1 x 10'8
Recreation roomLower level12'6 x 18'10
BedroomLower level11'0 x 13'11
EntranceLower level11'3 x 10'3
Living roomLower level11'3 x 17'2
Primary BedroomMain level16'0 x 19'6
Living roomMain level14'7 x 27'5
Laundry roomMain level23'9 x 5'0
KitchenMain level9'5 x 19'6
EnsuiteMain level3-Piece
Dining roomMain level
BedroomMain level11'0 x 13'11
BedroomMain level9'6 x 11'10
BathroomLower level4-Piece
BathroomMain level4-Piece

Listing Information

MLS®
1039934
Listed
June 9, 2026
Time on market
On the market for 83 days
Data last synced
August 28, 2026

Listing provided by: Royal LePage Nanaimo Realty LD · Data source: CREA DDF.

Description

Nicely designed for multigenerational living, this spacious and well-maintained home offers room for everyone. You’ll love the floorplan totally open to living, dining room and all enjoying the ocean views. Step outside onto the large entertainment-sized deck and take in the scenery while enjoying outdoor living at its best. Extensively updated throughout, this home features a newer roof, heat pump, hot water tank, fresh paint, and plenty of new flooring, providing comfort and peace of mind for years to come. The spacious primary suite is a true retreat, complete with a lovely ensuite and walk-in closet. Offering four bedrooms with the potential for a fifth, there is no shortage of space for growing families or extended family living. The lower level boasts a large family room, entertainment bar area, and abundant storage options, creating the perfect setting for gatherings and recreation. An oversized double garage provides ample room for vehicles, hobbies, and equipment. Conveniently located close to shopping, golf, and backcountry access for outdoor adventures, this exceptional property combines comfort, functionality, and lifestyle in one attractive package. (id:63159)

Values & Trends

This listing

$293/sqft

Building average

No other active listings in this building

Ladysmith average

$552/sqft

69 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Nanaimo

Partly Cloudy

15°C

Partly Cloudy

Humidity 85%

Wind N 2 km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Population

8,990

(2021 Census)

+5.3% since 2016

Density: 746.7/km²

Dwellings: 4,079

Median household income: $81,000

After-tax: $72,500

Immigrant population: 12.7%

Top countries of origin (% of total population)

  • United Kingdom4.9% · 440
  • United States of America1.3% · 120
  • Germany0.7% · 65
  • Netherlands0.5% · 45
  • Poland0.3% · 25
  • South Africa, Republic of0.3% · 25
  • India0.3% · 25
  • Mexico0.2% · 20

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

19

5/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Ladysmith PrimaryElementary2.2 km
Ladysmith SecondarySecondary2.5 km
Ladysmith IntermediateElementary2.6 km
Stz'uminus Senior Secondary(Independent)Secondary3.2 km
Chemainus Elementary Community SchoolElementary7.2 km
Chemainus SecondaryK-127.7 km
North Oyster ElementaryElementary8.5 km
Thetis Island ElementaryElementary9.1 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Sushi Wara552 m

Cafes (1)

  • Starbucks616 m

Grocery (1)

  • Save-On-Foods631 m

Shopping (1)

  • Coronation Mall · 370 Davis Road579 m

Pharmacies (1)

  • IDA Drug · 370 Trans-Canada Highway504 m

Nearby places data: © OpenStreetMap contributors.

School district: Nanaimo-Ladysmith (SD68)

Mortgage & Ownership Cost Calculator

Minimum required: 6.9% ($54,990) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$639,920.00
Periodic payment — Principal & Interest (monthly)$4,128.55
Additional monthly expenses (strata, tax, utilities, etc.)$595.72
Total monthly cost$4,724.27
Interest paid over 5-yr term$183,402.91
Balance at end of term$575,610.11

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$54,990
Stress test qualifying rate8.09%
Payment you must qualify for$5,728.10

Cash Needed at Closing

Minimum down payment$54,990
Estimated BC PTT$13,998
Legal / closing costs (typical estimate)$1,500
Total cash needed$70,488

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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