Property Type: Detached HouseOwnership: Freehold

10206 Surfside Pl

Sidney, BC V8L3R5

$4,499,900

5 bed5 bath2 parking4,528 sqftBuilt 2006
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Property Details

Property & Lot

Sub-type
House
Lot size
7,405 square feet
Zoning
Residential

Ownership & Fees

Property type
Detached House
Ownership
Freehold
Annual property tax
$17,267.51

Interior

Heating
Heat Pump, Natural gas
Cooling / A/C
Air Conditioned
Fireplace
Yes (2)

Exterior & Lot

View
Mountain view, Ocean view
Waterfront
Waterfront on ocean

Parking

Total spaces
2

Room Dimensions

RoomLevelDimensions
PatioLower level34' x 42'
StorageLower level27' x 17'
OtherLower level23' x 12'
OfficeLower level8' x 10'
BathroomLower level4-Piece
BedroomLower level13' x 13'
BedroomLower level16' x 16'
EnsuiteLower level5-Piece
BedroomLower level16' x 15'
Family roomLower level14' x 17'
Recreation roomLower level16' x 13'
Laundry roomMain level9' x 9'
BathroomMain level2-Piece
EnsuiteMain level4-Piece
BedroomMain level14' x 14'
EnsuiteMain level5-Piece
Primary BedroomMain level17' x 15'
KitchenMain level14' x 18'
Dining roomMain level16' x 12'
Living roomMain level22' x 17'
EntranceMain level8' x 14'

Listing Information

MLS®
1037306
Listed
May 20, 2026
Time on market
On the market for 103 days
Data last synced
August 28, 2026

Listing provided by: Coldwell Banker Oceanside Real Estate · Data source: CREA DDF.

Description

Luxury Waterfront Living in Sidney - Discover the perfect blend of luxury, location, and lifestyle in this custom-built Roger Garside home, where no expense was spared to create a residence of exceptional quality and thoughtful design. Situated on a quiet cul-de-sac just a short stroll from downtown Sidney, this rare property is positioned as close to the water’s edge as possible, offering panoramic views of Mt. Baker, active marine life, sailboats gliding by, playful seals, and a rich array of shorebirds. Step outside to a gently sloping beach—ideal for sunset strolls, beach fires, or launching your kayak. Designed for both elegance and functionality, the home features, a primary suite on the main floor with a spa-inspired ensuite, a gourmet kitchen perfect for entertaining, an open floor plan showcasing spectacular views from all principal rooms, expansive decks and a beautiful patio with a gas fireplace for year-round enjoyment and ensuite bathrooms in every bedroom for comfort and privacy. Unique to this property, an additional garage is thoughtfully located on the beach side, providing convenient storage for kayaks, crab pots, fishing gear, and more—keeping your waterfront lifestyle effortless and organized. From the moment you open the front door, the sweeping ocean views will take your breath away. Every detail of this home has been designed to maximize the natural beauty of its setting, creating an unparalleled living experience. This is more than a home—it’s a waterfront sanctuary just steps from Sidney’s charming shops, restaurants, and marinas. (id:63159)

Values & Trends

This listing

$994/sqft

Building average

No other active listings in this building

Sidney North-East average

$646/sqft

10 active listing(s)

Parking: 2 stall(s) includedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Victoria (Hartland)

Mainly Clear

16°C

Mainly Clear

Humidity 73%

Wind S 6 km/h

Tonight

12°

Tuesday

19°

Tuesday night

13°

Wednesday

15°

Wednesday night

11°

Thursday

15°

Source: Environment and Climate Change Canada.

Population

12,318

(2021 Census)

+5.5% since 2016

Density: 2,410.6/km²

Dwellings: 6,321

Median household income: $77,000

After-tax: $68,500

Immigrant population: 22.7%

Top countries of origin (% of total population)

  • United Kingdom7.7% · 945
  • Philippines2.6% · 325
  • United States of America2.4% · 290
  • Germany1% · 120
  • Netherlands0.9% · 115
  • South Africa, Republic of0.5% · 65
  • India0.4% · 55
  • Portugal0.4% · 50

Source: Statistics Canada, 2021 Census of Population.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

2/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Sidney ElementaryElementary1.1 km
North Saanich Middle SchoolMiddle1.8 km
Parkland SecondarySecondary2.3 km
ḰELSET ElementaryElementary4.2 km
Deep Cove ElementaryElementary5.1 km
SD 63 Individual Learning CentreSecondary7.5 km
Stelly's SecondarySecondary9.4 km
Keating ElementaryElementary10.2 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Restaurants (1)

  • Biju's Indian Cuisine605 m

Parks (3)

  • Mermaid Park535 m
  • Ashby Park · 10245 Ashby Court680 m
  • Community Wellness Park753 m

Nearby places data: © OpenStreetMap contributors.

School district: Saanich (SD63)

Mortgage & Ownership Cost Calculator

Minimum required: 20.0% ($899,980) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$3,599,920.00
Periodic payment — Principal & Interest (monthly)$23,225.46
Additional monthly expenses (strata, tax, utilities, etc.)$1,664.96
Total monthly cost$24,890.42
Interest paid over 5-yr term$1,031,747.42
Balance at end of term$3,238,139.68

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$899,980
Stress test qualifying rate8.09%
Payment you must qualify for$27,682.12

Cash Needed at Closing

Minimum down payment$899,980
Estimated BC PTT$142,995
Legal / closing costs (typical estimate)$1,500
Total cash needed$1,044,475

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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