Property Type: Mobile / ManufacturedOwnership: Leasehold

103 3042 River Rd

Chemainus, BC V0R1K3

$319,900

1 bed1 bath536 sqftBuilt 2013
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Property Details

Property & Lot

Sub-type
Manufactured Home
Lot size
436 square feet
Zoning
Other

A-2

Ownership & Fees

Property type
Mobile / Manufactured
Ownership
Leasehold
Strata / maintenance fee
$557/mo
Annual property tax
$760

Interior

Heating
Forced air, Natural gas
Cooling / A/C
Wall unit
Fireplace
None

Restrictions & Policies

Pets
Allowed with restrictions
Age / occupancy
Age restriction applies

As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.

Room Dimensions

RoomLevelDimensions
Living roomMain level13'6 x 11'2
KitchenMain level11'2 x 11'2
BedroomMain level9'9 x 11'2
BathroomMain level4-Piece

Listing Information

MLS®
1045065
Listed
August 5, 2026
Time on market
On the market for 26 days
Data last synced
August 28, 2026

Listing provided by: RE/MAX Island Properties (DU) · Data source: CREA DDF.

Description

Affordable pond-front living on Southern Vancouver Island! Located directly on beautiful Butterfly Pond, this bright and inviting Park Model home offers a thoughtfully designed layout that maximizes every inch of space. The kitchen features brand-new appliances and a natural gas stove, while the dining and living areas showcase a pond-view bay window. Two sliding glass doors open onto a spacious, new south-facing composite deck, perfect for relaxing or entertaining. This home has been extensively upgraded with a new front door, new ceiling fans, ductless air conditioning, hot water on demand, updated plumbing throughout, new water shut-off valves, and a fully insulated underside. The bathroom features new cabinetry and a bidet toilet. Additional highlights include in-unit laundry, a vaulted bedroom ceiling with built-in cabinetry, a powered storage shed, and a new generator. Located in pet-friendly Chemainus Gardens, residents enjoy beautifully landscaped gardens, ponds, and RV and boat storage. (id:63159)

Values & Trends

This listing

$597/sqft

Building average

No other active listings in this building

CHEMAINUS GARDEN average

No comparable active listings

Parking: Not indicatedStorage locker: Not indicated

Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.

Location Insights

Weather

Nearest station: Duncan

14°C

Humidity 86%

Wind NNW calm km/h

Tonight

12°

Tuesday

21°

Tuesday night

14°

Wednesday

16°

Wednesday night

11°

Thursday

17°

Source: Environment and Climate Change Canada.

Location Accessibility

Our own metric — not an official Walk Score®.

Amenities

7

1/9 categories nearby

Transit

Not enough data yet

How this is calculated

Amenities: points awarded per category (restaurants, cafes, grocery, parks, shopping, gyms, pharmacies, banks/ATMs, healthcare) based on distance to the nearest one — 3 points under 200m, 2 points under 500m, 1 point under 800m — summed across all 9 categories and scaled to 0–100.

Transit: based on the number of transit stops within 800m and their mode (SkyTrain weighted highest, then streetcar/ferry, then bus). This reflects stop type and count only — our data doesn't include how often a route actually runs, so frequency is never factored in.

Both scores depend on how much of the surrounding area has been synced from OpenStreetMap and TransLink's GTFS feed. A lower score can mean fewer amenities nearby, or simply that this area hasn't been fully synced yet — not a confident measurement of the location itself.

Nearby Schools

SchoolTypeDistance
Chemainus SecondaryK-121.4 km
Chemainus Elementary Community SchoolElementary1.7 km
Crofton Elementary Community SchoolElementary8.5 km
Stz'uminus Senior Secondary(Independent)Secondary9.1 km
Thetis Island ElementaryElementary9.8 km
Ladysmith PrimaryElementary10.9 km
Ladysmith SecondarySecondary11.2 km
Ladysmith IntermediateElementary11.3 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

Nearby Places

Parks (3)

  • Caswell Park473 m
  • Unnamed505 m
  • Chemainus Ball Fields · 9740 Elm Street712 m

Nearby places data: © OpenStreetMap contributors.

School district: Cowichan (SD79)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($15,995) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$255,920.00
Periodic payment — Principal & Interest (monthly)$1,651.11
Additional monthly expenses (strata, tax, utilities, etc.)$647.33
Total monthly cost$2,298.44
Interest paid over 5-yr term$73,347.41
Balance at end of term$230,200.87

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$15,995
Stress test qualifying rate8.09%
Payment you must qualify for$2,336.92

Cash Needed at Closing

Minimum down payment$15,995
Estimated BC PTT$4,398
Legal / closing costs (typical estimate)$1,500
Total cash needed$21,893

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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