Property Type: Land / LotOwnership: Freehold

Lot 289 Westshore Road

Vernon, BC V1T7Z3

$99,400

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Property Details

Property & Lot

Sub-type
Other
Lot size
0.26 acres
Frontage
90 feet

Ownership & Fees

Property type
Land / Lot
Ownership
Freehold
Annual property tax
$424.51

Interior

Fireplace
None

Exterior & Lot

View
City view, Lake view, Mountain view, Valley view, View (panoramic)
Waterfront
Other

Listing Information

MLS®
10382082
Listed
April 10, 2026
Time on market
On the market for 143 days
Data last synced
August 28, 2026

Listing provided by: Real Broker B.C. Ltd · Data source: CREA DDF.

Description

.26 acre lot in Westshore Estates. Just 25 minutes to Vernon. Ready to go with driveway and lane access. Nice mountain views. Just steps from forest trails, great for hiking, biking, dog walking or your recreational vehicles. Active neighborhood with community park and a playground for the kids. Only minutes to beautiful Okanagan Lake. Easy build lot. Build from either the lane or the driveway. Great sun exposure. (id:63159)

Location Insights

Weather

18°C

Humidity 66%

Wind ESE 16 km/h

Tonight

11°

Tuesday

27°

Tuesday night

14°

Wednesday

24°

Wednesday night

13°

Thursday

19°

Source: Environment and Climate Change Canada.

Population

44,519

(2021 Census)

+11% since 2016

Density: 461.7/km²

Dwellings: 21,287

Median household income: $73,500

After-tax: $66,500

Immigrant population: 12.4%

Top countries of origin (% of total population)

  • United Kingdom2.3% · 1,030
  • Germany1.2% · 550
  • United States of America1% · 450
  • India0.8% · 355
  • Philippines0.7% · 315
  • Netherlands0.6% · 270
  • Poland0.3% · 150
  • South Africa, Republic of0.3% · 125

Source: Statistics Canada, 2021 Census of Population.

Nearby Schools

SchoolTypeDistance
Okanagan Landing ElementaryElementary9.1 km
Ellison ElementaryElementary11.5 km
Clarence Fulton SecondaryElementary11.8 km
Mission Hill ElementaryElementary13.7 km
Oyama Traditional SchoolElementary14.4 km
Alexis Park ElementaryElementary14.7 km
Kidston ElementaryElementary15.0 km
St James(Independent)Elementary15.0 km

Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.

Nearby Transit

No TransLink stops within an ~10-minute walk.

School district: Central Okanagan (SD23)

Mortgage & Ownership Cost Calculator

Minimum required: 5.0% ($4,970) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.

Financial Ledger

Net mortgage (loan + CMHC insurance)$79,520.00
Periodic payment — Principal & Interest (monthly)$513.04
Additional monthly expenses (strata, tax, utilities, etc.)$35.38
Total monthly cost$548.41
Interest paid over 5-yr term$22,790.66
Balance at end of term$71,528.50

Rates based on Bank of Canada benchmark data.

Financial Summary

Minimum down payment$4,970
Stress test qualifying rate8.09%
Payment you must qualify for$726.13

Cash Needed at Closing

Minimum down payment$4,970
Estimated BC PTT$994
Legal / closing costs (typical estimate)$1,500
Total cash needed$7,464

Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.

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