514 Mountain Drive Lot# 160
Vernon, BC V1H2B8
$875,000
Property Details
Property & Lot
- Sub-type
- House
- Stories
- 1
- Lot size
- 0.28 acres
Ownership & Fees
- Property type
- Detached House
- Ownership
- Freehold
- Annual property tax
- $2,781
Interior
- Heating
- Heat Pump, In Floor Heating
- Cooling / A/C
- Central air conditioning
- Fireplace
- Yes (1)
- Fireplace type
- Electric, Unknown
- Flooring
- Hardwood, Ceramic Tile
Exterior & Lot
- View
- Lake view, Mountain view
Building
- Roof
- Metal, Unknown
Parking
- Total spaces
- 3 — covered indicated
- Features
- Attached Garage, RV
Restrictions & Policies
- Pets
- Allowed
As reported by the listing board — always confirm current bylaws with the strata or landlord before relying on this.
Room Dimensions
| Room | Level | Dimensions |
|---|---|---|
| Office | Main level | 10' x 10' |
| Bedroom | Main level | 13' x 12' |
| Full ensuite bathroom | Main level | — |
| Bedroom | Main level | 12' x 12' |
| Partial bathroom | Main level | — |
| Full bathroom | Main level | — |
| Primary Bedroom | Main level | 14' x 13' |
| Living room | Main level | 19' x 33' |
| Kitchen | Main level | 10' x 18' |
Listing Information
- MLS®
- 10382781
- Listed
- April 10, 2026
- Time on market
- On the market for 143 days
- Data last synced
- August 28, 2026
Listing provided by: Royal LePage Kelowna · Data source: CREA DDF.
Description
This fabulously designed single-level rancher, with a view of Okanagan Lake, offers a seamless blend of indoor-outdoor living, perfect for those who value both style and serenity. This stunning 3-bedroom, 3-bathroom rancher in Westshore Estates is built with cutting-edge ICF (Insulated Concrete Form) construction, offering unparalleled energy efficiency and a whisper-quiet interior. Elite quality features include; in-floor radiant heating, a high-efficiency heat pump, on-demand hot water, triple-glaze low-E windows, imported exterior doors, and integrated metal security shades for peace of mind. The heart of the home is a sun-drenched open-concept living area that flows effortlessly into a professionally landscaped yard—ideal for summer BBQs and quiet morning coffees. The oversized 24' x 28' garage provides ample space for vehicles and a workshop, while the fully landscaped yard serves as your private oasis just minutes from Okanagan Lake. Whether you’re exploring nearby hiking trails or enjoying a day on the lake, this home is the high-quality sanctuary you’ve been searching for. Book your showing today. (id:63159)
Values & Trends
This listing
$407/sqft
Building average
—
No other active listings in this building
Okanagan North average
$295/sqft
41 active listing(s)
Per-stall/locker dollar values aren't itemized in our data source — shown as included/not indicated only, not a fabricated estimate. $/sqft averages are computed live from other active listings, not a third-party model.
Location Insights
Weather
18°C
—
Humidity 66%
Wind ESE 16 km/h
Tonight
11°
Tuesday
27°
Tuesday night
14°
Wednesday
24°
Wednesday night
13°
Thursday
19°
Source: Environment and Climate Change Canada.
Population
44,519
(2021 Census)
+11% since 2016
Density: 461.7/km²
Dwellings: 21,287
Median household income: $73,500
After-tax: $66,500
Immigrant population: 12.4%
Top countries of origin (% of total population)
- United Kingdom2.3% · 1,030
- Germany1.2% · 550
- United States of America1% · 450
- India0.8% · 355
- Philippines0.7% · 315
- Netherlands0.6% · 270
- Poland0.3% · 150
- South Africa, Republic of0.3% · 125
Source: Statistics Canada, 2021 Census of Population.
Nearby Schools
| School | Type | Distance |
|---|---|---|
| Okanagan Landing Elementary | Elementary | 9.2 km |
| Ellison Elementary | Elementary | 11.7 km |
| Clarence Fulton Secondary | Elementary | 12.0 km |
| Oyama Traditional School | Elementary | 13.8 km |
| Mission Hill Elementary | Elementary | 14.0 km |
| Alexis Park Elementary | Elementary | 15.0 km |
| Kidston Elementary | Elementary | 15.1 km |
| St James(Independent) | Elementary | 15.3 km |
Schools shown by distance from this property. This does not indicate school catchment or enrollment eligibility — contact the school district to confirm catchment boundaries.
Nearby Transit
No TransLink stops within an ~10-minute walk.
School district: Central Okanagan (SD23)
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Mortgage & Ownership Cost Calculator
Minimum required: 7.1% ($62,500) — 5% under $500K, 10% up to $1.5M, 20% at/above $1.5M.
Financial Ledger
Rates based on Bank of Canada benchmark data.
Financial Summary
Cash Needed at Closing
Minimum down payment: 5% on the first $500,000, 10% on the portion up to $1.5M, 20% at/above $1.5M. Stress test: OSFI's minimum qualifying rate, the greater of contract rate + 2% or 5.25% — this is what lenders require you to qualify at, not what you'll actually pay. Closing costs are a typical-range estimate, not a quote — actual legal fees vary. Verify all figures with a mortgage broker and lawyer before relying on them.